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  1. "This report looks at how local welfare reform has developed over the last two years from the local authority and social housing point of view. It includes a look at some of the innovative ‘good practice’ that local authorities are using to address it. Our report is concerned with: • the impact of reform on the strategy, finances and administration of local authorities and their partners, including housing associations • the impact on welfare recipients to the extent that this has direct consequences for local authorities and housing associations • what the future might hold." This report makes for interesting reading and a worthwhile read see attachment (PDF) This information was gathered from here including the link to this report: http://localgovernmentlawyer.co.uk/index.php?option=com_content&view=article&id=23008%3Acouncils-and-housing-associations-see-rent-arrears-and-evictions-rise&catid=60&Itemid=28
  2. The Coalition’s flagship “credit easing” initiative could be usurped by a new £80bn emergency scheme aimed at kick-starting bank lending to homes and businesses, a Treasury source disclosed last night. Mark Prisk, the business minister, is expected to outline details of a new “funding-for-lending” scheme today in an attempt to help drag Britain out of its double-dip recession. The move comes amid suggestions last night that the Government’s initial lending initiative, the National Loan Guarantee Scheme, was being effectively sidelined to make way for the new loans scheme, which will make discounted loans available to businesses and households over the next 18 months. A Treasury source last night admitted that the new “funding-for-lending” scheme would be likely to prove more popular with banks as, unlike with the National Loan Guarantee Scheme, they are under no obligation to pass on the discount they receive on loans to businesses. The government’s initial loan guarantee plan began in March, with the aim of making £20bn of discounted loans available to small companies. To date, 16,000 companies are understood to have applied for loans worth £2.5bn under the plan, which is designed to compensate for the bank’s reluctance to lend, raising concerns among industry experts over low take-up. The flagship scheme’s rules, including forcing banks to pass on all of the discount they receive onto to small and medium sized businesses, are thought to have acted as a deterrent to lenders. More: http://www.telegraph.co.uk/finance/yourbusiness/9442553/New-80bn-bank-lending-scheme-could-usurp-initial-credit-easing-plan.html
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