I do not know what to do with this,
I received an Interim Charging Order today, with a hearing on 2nd December.
I have not defaulted on the arranged payments which are £30 per month starting 21st October, this was arranged by a Variation Order.
However Capquest have put on the form that this CCJ was not payable by instalments, which must be how they got the Order.
I have phoned them and they say as the £30 a month is just a token gesture they are still going for the charging order, as they say I have defaulted on the total amount.
The total debt with charges after the CCJ was £1404 but now they say it has gone up to £1600.
I never had a credit card with MBNA in the first place they bought Benefical Bank with whom I had the card and just kept adding on charges.
The hearing is at Bradford court which is miles away, so I will not be able to attend.
I always thought they could only get a Charging Order if you defaulted on the ordered payments.
Can I do anything about this.