Hi Guys Way back on 4th of October 2003 I had a Mitsubishi L200 from Duncton. I paid 10k of a 17k lease but gave the vehicle back after duncton failed to provide me with a tax disc as part of the agreement. They could not provide a tax disc at the time because they could not find the MOT and I suspected I had been driving it illegally. Over the years they have occasionaly sent me letters claiming I owe them 6k of the remaining lease all of which I have ignored. Today I recieved a load of photocopied papers that were sent from Salford County Court Money Claims Centre. If you receive a real county court judgement don't they send you out the papers fom the county court and don't they send originals? The claimants solictors on the forms is Shoosmiths and he is a trainee. Is any of this real? I checked out whois for moneyclaims.co.uk and it was first registered on 20th March 2012. This is the address 96, Town Gate Wyke Bradford BD12 9JB United Kingdom Not only that but surely this is statute barred anyway after over 10 years? Cheers for your help

Hi, first time poster here. Thanks in advance to anyone that replies!! I financed a car through moneybarn via Carloan4U. Unfortunately I lost my job and two direct debits were returned, I contacted these pirates at Moneybarn and they pretty much stone walled me. I know I'm at fault here but I have a hearing coming up at combined court next week after requesting a temporary time order until I fix my employment situation. I took the car off the road when they said they were gonna repossess and parked it in the garage of my friends empty/unletted house (hes in property). The repo man knocked on my door and somehow seemed to know it was parked in a garage in the next town over. Even though I hadn't told a soul of the cars whereabouts and I don't know anyone who lives on that street. The forums are alive with talk of GPS trackers in their vehicles for people with bad credit (my credit isn't great hence using carloan4U), also I emailed a few people at Moneybarn & carloan4U using an assumed name, and they confirmed after much questioning that this is what they do. Does anyone know of this and if so where the tracker may be hidden? I'm grateful for any constructive input! TY - Wazz

Why is it that companies like Moneybarn/Duncton can get away with ruining people's lives to get their pound of flesh if you get into trouble with them financially through no fault of your own. Their expensive rebranding has done nothing to improve the attitude of the legal staff there who seem to be permanently on an ego trip !!

Due to excuses i wont bore you with, i have fell behind with 2 months car payment with Duncton. The total comes to £698 including default charges. I recieved a letter mid month telling me i had to make full payment of this by the 22nd of this month or the agreement would be terminated. I spoke to a girl shortly after called Esther who had called me as i never had a valid DD set up, and i explained to her that as i dont get paid till the last banking day of the month, i would not be able to make any payment till after the 28th. She said this was ok and that we would set up DD details when i called in.On the 26th, i recieved a letter saying that my agreement was canelled and that i am no longer driving the vehicle with their consent. Included with the letter, was a pamflet detailing what i need to do before they recover the vehicle. This has caused me no end of worry as i only ended up in this mess due to circumstanses outwith my control. I spoke to people at Duncton and i was very apologetic about falling behind and stated that i am still very much willing to pay for the car and need to keep the car. I also said that i wish to clear the outstanding amount and bring everything up to date again so that i keep the car and they maintain to get the money for the car .They have said that i need to pay £1000.56 in one lump or they will pass it to legal to apply to the courts for collection of the vehicle. I cannot afford £1000.56! This is made up of 2 months arrears, default charges and 1 months rental which is due now. I asked if i could make a lump payment and have them increase my DD for the next few months to bring it back in line, they said no! they dont do any form of payment plan and if i have struggled paying my original DD amount of £308 then increasing would not help me. I just asked what i would need to do to ensure that i keep the car and bring things back to normal, they told me either i have to pay the £1000.56 in the one go or:- 1) The account is passed to a collection agent who act on Dunctons behalf to recover the arrears. The agents are instructed not to accept payment plans and are only given a certain amount of time to recover the arrears. When asked about the amount of time, he said "till the end of this month at the most" 2) Duncton apply to the court to recover the vehicle.What bugs me is, i am totally willing to pay and i am in dire need to keep my car, they just seem unwilling to work with me so that i am able to clear this in the right amount of time so as not to fleece me and leave me on bread and water for the month My car is on Conditional sale and i will have had it 2 years this July. Can anyone help me out?