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  1. Afternoon All, I owe around £1k to HMRC I have written to them to explain that I am only earning a very small amount of money and in receipt of tax credits. At the moment my outgoings are higher than my income by quite some margin. I've paid a small amount towards the debt directly to HMRC (£25) on their website and offered to pay a regularly monthly amount in my letter directly to them, no response. I sent my letter by recorded delivery, so I know it was received but nothing back. Now I'm getting letters from their debt collecting solicitors Drysden Fairfax. They're obviously written to play on peoples ignorance of the law, insinuating they'll seize goods etc, but there is not CCJ summons, its just a threatening letter. My understanding is until this goes to CCJ they don't have any power to recover this beyond writing threatening letters. I assume if I engage with these solicitors I have to pay my debt plus their fees? My questions are, can I still deal directly with HMRC or do I have to deal with their debt collectors. Or do HMRC stop dealing with your account whilst its been given to this company? They've already threatened to take me to court three times and given three deadlines which they haven't kept. Would they take me to court for £1k? How long before they would actually take me to court? Can they do so when I have paid money and offered to pay money, the most I can afford.. Thank you. .
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