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About Me


Found 6 results

  1. hi, ive just recently looked at my credit report and in the last two weeks ive had 2 ccj's added to my credit report. one is from lowell and the other is from lantern drs which i assume is now what mmf used to be. both were issued at my old address and i knew nothing of the matters going this far. the lowell one is for an old shop direct account and the other is an old loan from 2013 which can only of been a payday loan. my question is what should my next move be im a carer for my disabled son so i dont work and claim income support. any advise would b
  2. Don't really know where to start here, but about 3 years ago I quit drinking, I wasn't a full blown alcoholic but I'll admit I wasn't far off I'd binge drink a lot 3/4 times a week it helped me feel better. Any way I quit lost weight fought to make myself better and was going great, now I'm still not great at mixing with people so I thought well maybe driving a lorry would be a good option as I would be on my own a lot of the time. So I went to the Dr to see what he thought and he was fine with it, he left the room briefly and I looked at his computer screen and noticed he put down I was
  3. Hi there I have a big issue with Vodafone for which I am trying to sort out. I have had a contract with Vodafone which I then upgraded in November 2012. After a couple of months of paying fine I experienced some financial difficulties and contacted Vodafone to help. They simply removed my service, and put me on an unaffordable payment plan, and by removing my service I was forced to get a new phone and the costs involved with that. Since then Vodafone have been appauling in coming to a affordable solution (had they allowed me to use the phone whilst on the payment plan it would have been
  4. Hi im a young male, and has recieved a letter from mini credit saying i took out £80 loan which now has turned into over £1,000 (which i didnt and have no knowledge of this) so went police station and was told to ignore it, which i did, then got a letter saying about people coming my house to collect my money, i told them if they come there causing trouble and the police told me they aint got the right, so i ignored them again but i replied to all there letters and even phoned and they were really rude, and recently got a final notice letter saying: FINAL NOTICE OF INTENT "We have b
  5. Several years ago I was taken to court over non-payment of rent, as well as some other charges which were concocted and added to the case. Trying to defend myself as best I could, I proved able to show I had paid the rent amounts in question, I was however unable to provide proof of the concocted additions to the bill. (It is not the case in a civil court that an individual is innocent until proven guilty, it seems more like whether on balance guilt is probable. I'm not a solicitor and failed to defend myself in some regards.) So I ended up with a CCJ, just for the concocted additions, for whi
  6. Hi, I had a policy with Admiral at the beggining of last year. I was with them for a couple of months when someone crashed into my parked car. My car was only worth £200 so it was an instant write off. The person who crashed into said they would pay me what the car is worth. I called Admiral and told them what had happened. I explained it was undrivable and it was a write off so I would not be needing the insurance anymore. They said as I was cancelling early I would need to pay one months payment which was £80 and then the policy would be cancelled. After the next months paymen
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