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About Me


Found 5 results

  1. In November someone drove into me and my car was written off. At the scene they admitted responsibility and I got the contact details of a witness who verified this. Following the crash the 3rd party decided to contest their liability which delayed my payout and meant that the case remained open, meaning that in the eyes of any prospective insurers I may possibly have been the guilty party... This meant that I couldn't afford to insure the car I'd been offered the use of over Xmas (thank you Ella Mullin x) so I had no wheels during the holiday period. All of this was bad enough but now... they've finally accepted liability, paid me out and I've got my ncd back again yet... I'm still being quoted twice as much for my insurance. I'm furious! I'm the injured party but my premiums have doubled - is this legal?
  2. In times past, when Amazon offered you Free Super Saver Delivery, it really meant free. That all changed in July 2013, when the company introduced a £10 minimum spend to have your order delivered on the house. Almost two years later, the online retailer has announced it's raising that limit again, by doubling it to £20. One reason for the change could be to incentivise customers to put down £79 for Prime, which ships millions of items next day (and includes video streaming and other media services). The company may also be moving to to cover the cost of its wide range of delivery options, which now include same-day collection and shipment to your local Post Office. Regardless, the new threshold will come into effect from 6pm tonight (UK time), so if you have some low-cost items sitting in your basket, now might be the time to buy them. http://www.engadget.com/2015/04/29/amazon-uk-free-super-saver-delivery-price/
  3. Hi, I got a parking ticket from SIP today. I pay every day to park with them (and have a carrier bag full of tickets I've bought) however today my pound coins were not being accepted I paid for one hour, went to work with the intention of paying online and then got called into a meeting. my ticket ran out. I paid as soon as I could (2 hours after my ticket expired) but meanwhile they'd stuck a PCN on my window. Reading the forums it seems like a lot of hassle to try and evade the fine, with people even going to court to challenge it. If I pay the fine now it will be £35. If I leave it it will go up to £60. Should I just pay the £35 now? I have a template letter setting out a list of what they must provide me 'before I can make an informed decision on the matter' but surely by now they'll be prepared for such a letter which no doubt is doing the rounds on the internet. A friend sent me the template letter and says after he's sent it he's never heard from parking companies again - but he's a jammy s*d and I won't have his luck. Also the charge is discounted if paid with 24 hours the advice I've seen on this forum to 'ignore the windscreen notice' will surely cost me?
  4. Its thought that the move is to offset income losses following the recent caps on European roaming and call charges http://www.dailymail.co.uk/money/bills/article-2226168/O2-roaming-charges-mobile-network-doubles-text-prices-outside-EU.html
  5. Consumers turned to overdrafts and personal loans in May as unsecured lending doubled. New figures from the Bank of England show that unsecured consumer credit, primarily loans and overdrafts, rose to £732 million in May from £379 million in April. This was the second highest level (after March) since April 2011, although economists pointed out that it is still below the average monthly level of £1.1 billion in unsecured consumer credit seen since 1993. The figures showed that there was a net increase of £603 million in other loans and advances in May, which was the largest since December 2010 and up from an increase of £439 million in April. However, consumers continue to be careful with their credit cards. In May, Bank of England figures showed that there was modest net borrowing of £70m on credit cards after a net repayment of £60m in April. Howard Archer at Global Insight said: "The appreciable pick up in unsecured consumer credit in May is a surprise but it may have been affected by some people having to borrow more as a consequence of the extended squeeze on their purchasing power. Link: http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/9372948/Consumer-debt-doubles-in-May.html
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