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Found 11 results

  1. Hello there! Hope you can help/advise on what I should do! I have been working abroad for last 6 years, and have recently returned, in Feb 2018. I have since received a few texts from PRA Group, to contact them – of which I have not made any contact. I can only think this is related to a defaulted payment on my MBNA credit card, which had, as far as I remember, a couple hundred quid outstanding (yeah, completely forgot about that!) I have, on my return, moved to a different part of the country, and have registered on local electoral roll, updated address on HMRC, Cou
  2. I have a statute-barred loan originally from Lloyds which was sold to various debt collection agencies over the years. Today I received a letter from Capquest informing me that they are paying a refund from Lloyds into this loan account. They say: "Your Notice of Sums in Arrears, or NOSIA, should have been dated 1/2/2008 and you should have received it by 14/12/2008, so we're including a corrected NOSIA with this letter and refunding you £69. This amount covers the period between 15/12/2008 and 01/02/2018." My questions are, can they do this? Does this mean the loan
  3. Hi. I'll be brief. I have just sold my car and I am trying to cancel my insurance. If i had not sold my car I would have had to pay just another 2 months on the policy. Some idiot drove into me a while ago and though the car was not really damaged I was still quite annoyed and wanted the driver to pay for it somehoe and thought I better tell my insurance company to cover my own back. Silly mistake. I did not put a claim in, it was simply a 'notification' to let them know. I strictly said this. Anyway long story short, I called them 2 weeks ago to ask abo
  4. I have now had my mortgage with Redstone for about 10 years. Recently I have had to move and rent else where. I informed Redstone by post. They wrote back thanking me for updating my information. I rented the house to some nice people and was able to pay my rent and continue paying the mortgage. I moved because the 160 miles a day was killing me. I heard no more until last Tuesday afternoon when I was informed by the people renting my house that the house has a LPA placed on it by the mortgage company. The LPA company are collecting the rent now!!! Redstone collected my mortgage payment t
  5. My daughter asked O2 for an early upgrade which they agreed and and said she had to pay £100.00 which she did... She at the time asked the live chat person 4 times within the conversation that she would like to use her police discount which was 30% of the monthly charge and 4 times he said no problem on the new contract.... When she completed and 5 mins after it was all agreed she then asked him again about the discount at which he said he COULD NOT give it to her. SHE WAS FUMING...... She has contacted customer services twice now after waiting 20 mins... They read b
  6. Gick

    Dirty little secret

    You might like to watch this video. https://casehub.com/cases/dvlas-dirty-little-secret
  7. Hi all ,Have been paying off a loan debt to 1st Crud every month for the past 4 years. Have had letters from them in the past offering discounts if I pay off the debt and even letters from them thanking me for making regular payments. Now, suddenly, I'm getting threatening letters from LCS Solicitors telling me I have to pay the full amount within 9 days or they will take it to Court!! As I'm a pensioner living on £67 per week they are lucky to have been receiving anything. Can I have suggestions as to my next step please. Do I ignore the letter or
  8. Ok, this is a long one so I will keep it as concise as possible. To try and avoid paying out an agreed £5,400 in miss-sold PPI, HSBC decided to illegally register a £9,000 debt in my name so that they could pay the money directly to Metropolitan. This was done in July 2011, two weeks before I was due to be filmed for Dragons Den. The result of the registered debt was that I am still unable to raise any finance for myself or my soon to be closed company and I have lost patent applications worth an awful lot of money. I am in the middle of investigations by both the FOS and t
  9. I live in a block of flats which are mostly elderly people. 2 weeks ago somebody pressed the intercom button and said " Hi I am from skype, buzz me in". I never let anybody into the block without first checking out who it is, so I went down to the door to find that he was in fact a charity worker from Scope. I declined to give him my bank details and closed the door. As I started to walk back up the stairs, the bottom door was opened as he had used the same false tactics to gain entry on an 87 year old single lady in one of the other flats. there where two young chaps about 18 years old
  10. The US Government have announced a $1b lawsuit against Bank of America for toxic loans. There have been 8 others this year. Published fines from the FSA show the growing figures following market abuse in the UK. Here is their list from last 10 years. Total amount of fines in 2002 - £7,444,000. Total amount of fines in 2003 - £10,975,000. Total amount of fines in 2004 - £24,769,000. Total amount of fines in 2005 - £16,965,860. Total amount of fines in 2006 - £13,309,143. Total amount of fines in 2007 - £5,341,500. Total amount of fines in 2008 - £2
  11. got a letter today from Lloyds TSB plc Credit operations PO BOX 66 Rosyth KY11 2WG funny thing the heading shows a faint Lloyds TSB logo top LHC the letter pretends to be from Lloyds bank and states.written in.same format that Wescots use) 'As we haven't been able to agree a suitable repayment plan we've transferrd your Lloyds TSB bank to a debt collection agency Wescot Credit services Ltd'...an even fainter logo bottom RHC and above the logo is Wescots printer code. This letter is pretending that wescots are Lloyds bank. The account is disputed and is with the FOS awaiting decision.
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