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  1. Hi there, I am new to this so go easy on me please I hope I have posted this in the right forum. I have got myself into a right pickle with debt. I am on benefits and am seriously getting close to the line of going completely and utterly doolally with the stress of the constant letters and phone calls. I am really not well mentally and this is just the thing that is going to push me over the edge, as the letters coming are increasingly threatening, and I am really scared. I am willing to give details but I just dont know where to start or what to do, I am living hand to mouth as it is. Hope someone can advise. Hoping this might be the first step to ending the harrassment so I can concentrate on getting better.
  2. Hi, firstly thanks for reading this post!! i'm gonna try and keep this short and simple and skip why its been this late.. the car overstayed in BP petrol station Hatton cross for 11mins from 13:53 to 14:34 on 05/03/17. I received two PCNs from ECP (double dipping?), both identical but with different PCN numbers (my dad did say he left and came back to buy something else). i've been away (dad has no english to deal with this) came back to find a Notice to Keeper from ECP, and debt recovery letters from two different companies. Again, both compaines have sent two identical letters but with only different reference numbers. I've only included one copy of each as they are identical. Here are the dates (each of these have identical letters with different reference numbers): - 10/03 first PCNs received, "pay £60 within 14 days for reduced amount.. or full within 28days etc.." - 30/03 Notice to keeper, "£100 payment should be made within 28 days of the date of this letter" - 09/06 debt collector letter from DRP, "£160 reduced to £136 if paid by 23/06" - 24/07 debt collector letter from Zenith, "£160 reduced to £99.99 if paid within 14 days" see attahced images for more details. A few points: - The evidence is the number plate which is just a black rectangle with the number plate. Is this sufficient? - DRP in their letter saying, "they're [ECP] willing to accept £136 instead of the full amount of £160", but ECP never stated £160. - Zenith also stating, "able to pay reduced amount £99.99 within 14 days or will revert back to £160". ECP have never stated £160 in their letters. Is this something to argue? I've challenged many PCNs before so i had no intention to ignore.. but its come to this stage and i don't know what to do / where to start.
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