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About Me


Found 8 results

  1. Hi I recently had a successful PPI claim with MBNA. I have received a 50% payout but as it was a joint loan, 50% is owed to my late wife. Initially, MBNA refused to pay me her share until I provided a Grant of Probate or Letters of Administration. After explaining I have neither, they eventually said they will accept documents from a Court or a Solicitor confirming that no Will, Letter of Administration or Grant of Probate was ever made. My wife had next to nothing in assets when she died so, as I understand it from the gov.uk website, I didn’t need to apply for Probate as, in t
  2. I have 2 defaults on m credit record from Hutchinson 3 UK which i am having massive difficulties resolving. On Experian they both have an outstanding balance. I have called 3 who have stated that there is no outstanding balance, but that it has been written off as "bad debt". Apparently it went to a DCA May 2017, who then sent it back to 3 at some point in November 2017 as uncollectable. It was uncollectable as i had move out of that address 4 years ago......when i moved i called 3 and asked my my address to be changed. Obviously that didnt happen, and then beginning of
  3. Hi, This is my first post and I hope in the right section. Apparently this forum is the best place for advice. This is one that has had lawyers and the Financial Ombudsman scratching their heads. In 2015, I approached a local firm (promoted intently by Channel 4 - this chap is quite the celebrity) for a business loan. On making the application, we were then invited to their office to go over the paperwork. The office manager of the firm (also been on the telly) then proceeded to insist on a copy of our then Director's driving licence - the paper copy of the driving licence. D
  4. hi, my 9 year old has learning difficulties, the school do an IEP but 3 years ago a request was made for a educational physic report, still not been done, as the head sees nothing wrong. But yet he is still on level 1 for work, only just starting to work on year 3 work. He cant be in a crowd or he will get lost as he tends to run off and with having 3 other children and another child with global development delay and hyper mobility, it a constant on the go. My son tends to get over worked on the slightest thing making him cry an awful lot, I'm waiting for h
  5. Hello all, A work colleague is having problems with the above WDA in the setting up of a repayment plan. They have sent letters by Royal mail signed for del and they have been delivered accordingly. Bank account has been secured. They were requesting the setting up of a repayment plan due to extreme health problems and the fact that no company salary is now being paid, hence severe financial difficulties. An up to date income and expenditure form was sent to them with a pro- rata offer of repayment into their Bank Account details to be provided by them and the request for all interest
  6. The following story is posted on SCOOP today and is vitally important for all debtors with severe financial difficulties who may be struggling to pay Magistrates Court FINES. The story is from the website of Tax Payers Against Poverty which is run by the Reverend Paul Nicholson. On a separate matter, he currently has an ongoing Judicial Review application pending in the High Court regarding an application for a Liability Order (full details of which are featured on this forum). The Reverend lobbied MP's and Peers for an amendment to be introduced into the Legal Advice Sentencing an
  7. Helloooooooooooooooooooooooooo.... Back again for some encouragement advice. As you will know from previous posts I am not Au Fait with benefit solutions This time it for me no friends involved My little munchkin will be 3 next month. She has been attending a child development center for nearly 1 year and attending under 3 nursery ( only given to kids who really need it in this area) for a few month. We have been granted funding and has a "play-friend" at nursery to "encourage" her. We have been doing a round of mini appointments and assessments recently as she is b
  8. My daughters' Child Tax Credit for her son, 17 September 2012, has been discontinued. We understand he is not old enough to claim Job Seekers, so is there anything elso he can claim. He was at College but found the theory (written work) too hard.
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