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Hello Everyone, my history is in these threads: http://www.consumeractiongroup.co.uk/forum/showthread.php?431538-First-Plus-Mortgage-**PPI-WON** http://www.consumeractiongroup.co.uk/forum/showthread.php?431539-First-Plus-going-for-repo-**WON** Well I am back again and i need some advice and someone who can work out the payments that I have made. One again I find that I am being harassed into going to court but this time I am stronger and willing to put the fight in for all those poor souls who have had their life ripped apart by these sharks in the financial community. I have asked them continually to inform me of the interest rate I am on. I find that the PPI is still being included with in my loan. They have lodged a default on my account despite the fact that I have being paying by standing order every month. this looks like I have failed to pay. I am now trying to get another mortgage and I cant because of this unfair penalisation. I really want/need to fight this battle and I am prepared to put my all in sorting this dreading situation. 2me2u2