I have a current packaged bank account complaint and can confirm the FOS's poor practises.
Important info in my case was drip fed to the FOS from the bank without my disclosure.
The FOS caseworker would ring me sometimes 5 days later than agreed.
The caseworker would then ambush me on the phone about information I knew nothing about, hardly good advocacy at any level.
The They could not even read a bank statement correctly which led to sleepless nights because the FOS caseworker attributed a 11k withdrawal to the wrong company making me believe fraud had occurred, that is unt