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Showing results for tags 'delinking'.
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Hi there, I have recently sold a property which was mortgaged on the well known Together product. I financial advisor advised that I delink and retain the surplus as a deposit towards the purchase of a new property (currently renting at present due to relocation). The apr on the unsecured element has jumped to over 12%. While this was not unexpected, this is a huge amount, and with the remaining term of 25 years, I will be paying in excess of £100k on an original £30k unsecured element. To me, there must be a case of mis-selling here. I know there have been moves to challenge all this, with nram actions groups etc, but it seems to have gound to a halt. Question is - has anyone successfully challenged the crippling t's &c's of this hike in apr? Is this something worth pursuing. Its late at night, so I can elaborate more on my specific circumstances during the wekl. However, any advice would be greatly appreciated. Many thanks.
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Hi, I am trying to clean my credit file up after being in a IVA. I was married when I went into the iVA and we both had separate iva I finished mine however my ex husband defaulted. I have filled in a notice of disassociation and the credit agency is refusing to take him off my credit file. A couple of the debts were joint but was in a separate IVAs We have been divorced 5 years. Help? Also I note that a ex partner who I had a joint bank account which is now closed is still showing linked , I have filled in a notice of disassociation, however if there is a problem what is the next course of action ? Kind regards
