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  1. I'm trying to help two friends. One took out a payday style loan the other was guarantor. This is due to be judged through CCMCC today due to default. I intend to submit a holding defence on their behalf but just wondered if two defendants on the same claim with different signed agreements albeit on the same loan is legal? Any help help with this and the holding defence based on not having received CCA request info yet would be appreciated.
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