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Hi I need some help. I noticed this morning that £21.50 had been withdrawn from my bank account as a debit card payment from Asda, this had taken me overdrawn. I called the bank and they said that the payment was on 5th May 2012 at an asda store, but for some reason it had only come out on 16th July 2012. I rang asda and was talking to an incredibly rude man, who just kept repeating to me that they are legally allowed 6 months to take payment of a debit card purchase and there was no more he would say. Called bank back, they said nothing they could do. But this in my bank was £7, whic