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Found 3 results

  1. Hi All I was wondering how affected a credit score would be for 2 defaults from April 2011? one is satisfied, the other is being paid off monthly. It seems that its the only thing on the credit report keeping the score low. But as it will automatically be removed in April 2017 would it still have such a large affect?
  2. Morning All Was having a lovely morning till i checked my CRA file and discovered a new Default on there from the wonderful MMF. I have 0% idea why though?? The default balance is £265, and current balance is £1457 (WTF???) I did have some issues a few years ago with PDL's but that all got sorted and i know its all settled with them all, so no idea about this one!! The default date was 14/7/2012 and yet was only added on 14/4/2014, nearly 2 years later? is that normal? MMF have been trying to contact/harrass me lately with phone calls and text messages, but to every phone call i have asked for something in writing and i dont reply to the msgs. I have never once received a letter from them so have no idea about the details of the debt or anything? Im currently trying to buy a house and this is not needed!! How do i find out where its come from? What should i do?? Any help would be amazing!!! Thanks all
  3. Hi, I recently applied for a c/c and was turned down(very surprised). I decided to check my credit file to see everything in order, uprising realized adefault by Virgin Media in my file for £40. I was a customer with vm and terminated my package(giving 30day notice ) with them in may to move on to sky (better deal )and was out of my contract. Services terminated on 10/5/13 and thought account was cleared all up to date. In my credit file they have been marking late payments d,3,2,1,0,0,0,0 etc. Under effective dates it says start date .xx/xx/xx default .08/13 end.20/8/13 Now my services ended on the 10/5 and in the report it says20/8??.(any one knows what that means) I haven’t received any final bills from them, and readingabout defaults, never received a default notice as required. I have written to them enclosing a £1 po, requesting a CCAas i did not even know this was under the xxxx1974 act.... Any members here can shed some light on this and can theystrike a default mark? What them dates above mean? if there is true an amount outstanding I would want to pay off and have this default removed, any advice thxs
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