Thank you in advance for this help. Hope this is in the right section (sorry if not)
Very long story short, when I was younger, burying my head was great and new cars had been top of my list! Fast forward ten years, that's not the case!!
About 8 years ago, I took a car on finance through Welcome...(£6995) after 3 years, I got into trouble with work & the car got repossessed. At the time around 3900 had been paid. Fast forward to last year, I got called to court (8 months before it with have been statute barred) and I was given a CCJ for £12000.