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  1. I started a job on 9th March as a GP receptionist which is a role I wanted to do for a while. Unfortunately I fell ill with Bells Palsy a few months later and have not been to work since 2nd June. I currently receive SSP from my employers and send in regularly Fitness to Work certificates as I have had another condition brought on by Bells Palsy. Anyway to cut a long story short, I previously went a Welfare Meeting at work and it was agreed that I would return to work for 4 hours a day when I was well enough however I have now seen a neurologist who has diagnosed me with a condition called F
  2. Hi All, I'm going to go through the facts and I'm looking for advice please. End game I obviously want to be debt free and buy a new house as I've got 3 kids and the Mrs in a 2 bedroom terrace . I want my kids to have some room, garden etc. The things I had growing up. I'm 34, 3 kids, house with mortgage equity of around £10,000 Current Experian credit score of 117. 7 credit cards = £22k 1 loan = £3k 1 Overdraft = £2k 18 months back my credit score was 900+ with around 5 years of no missed payments. I was had my own company and things we
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