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Apologies for this post if it is in the wrong place, so MODs please move it to the right place. Thanks in advance. My question covers two issues with debt. I have a dispute with my landlord about rental arrears. My landlord claims I am in arrears whilst I contend that I am in credit on my rental account. The landlord has threatened to contact my employers and disclose details of our dispute. My first question is - is my landlord classed as a creditor for the purposes of reporting the landlord to the OFT? My understanding of the guidelines is that as the landlord is a sole individual the OFT may not be the best place to make a report - am I right? My second question is - can the landlord simply disclose our dispute to my employers? Is that not considered a breach of Data Protection? I want to write to the landlord stating that I consider the threat of contacting my employers as harassing me and I am going to make a report to the OFT. Is this the best cause of action? Thanks to all who answer!
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