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About Me


Found 3 results

  1. I need some advice on a long running dispute with Barclaycard. In early August 2008 I requested documents from Barclaycard under the 1974 CCA. When they failed to produce the documents I notified them that the account was under dispute, and no payments would be made until they produced the documents. Despite repeated requests they failed to do so, instead claiming that I had defaulted, and handed the case to a series of debt collection agencies. Each time I was approached by an agency I informed them of the facts, they replied saying that they would no longer deal with the matter, and handed i
  2. I have just got a credit report from Equifax and in the section for linked addresses fro credit agreements is an account from Virgin media at my address which I left in 1996 stating a balance of £39 and "up to date" it shows a start date of 1991 and is still being updated on a monthly basis. I asked Equifax to remove it via their raise a dispute onilne service as the account has been dormant for over 15 years and any debt would be statute barred, this is the response from VM when EQ got in touch. Response (Administrator) 09/03/2011 03.33 PM Portfolio Number:34350542 Please be advis
  3. Hello, I'm new to this and will try to keep this as short as possible. I got into A LOT of debt whilst at uni. I had 3 studant bank accounts and ran up overdrafts on all 3 and went over what the agreed level by quite alot by using cheques. I had no choice if i wanted to stay at Uni and had quite a difficult time financially also running up credit card and other debts. This was back in 2003/4. I buried my head in the sand for a couple of years and then got a job. I wanted to clear the debt and contacted the banks and they all informed me i had no debt with them (I'm as
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