Jump to content

Search the Community

Showing results for tags 'credit rating'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums


  • News from the National Consumer Service
  • News from the Web


  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition


  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...

Date Created

  • Start


Last Updated

  • Start


Filter by number of...


  • Start



About Me


Found 8 results

  1. Hi, I have recently been contacted by Lowells on behalf of Vodafone regarding payment for an account that was active from 1997-1999. According to Vodafone collections, the last payment made was on the 30th June 1999, the subsequent payment did not clear due to no funds being available. I have been informed that 13 years later, on 4th September 2012, another attempt was made to take a payment (I'm not sure why there was no activity in the intervening 13 years), at which point a default was served on my account. My issue is this - I have no problem paying a debt t
  2. Hi can anyone help me? I transferred my British Telecom line rental account several years ago when I moved home. The account was transferred to my brother's name after he became the sole occupant of my old house. The transfer was effected over the phone with BT, and it seemed to go smoothly. A few months ago I learnt that BT had sent a bill to my old address, in my name, I emailed them via their website and told them that the bill was erroneous because I ceased to be a BT customer years before. This email went without reply. I then phoned their customer ser
  3. Hi, interested to know whats on my credit file but dont want to do anything that might kick up a hornets nest. Had an IVA with DFD appx 6 years which failed in year 2. heard nothing since and we owe appx 60k across around 5 creditors. heard nothing as I say other than some of the creditors send an annual statement? should i get copy of report or leave well alone? Thanks
  4. i have been told that i am allowed to put a statement on the credit agencies details that they hold for me, explaining why i had fallen into debt ( sons illness) And then all new lenders can see this and consider it when making thier decision. If this is the case: How do i do this? I will write the statement myself, but need to know who to wrie to, and what to request of them. Any help or advice much appreciated?
  5. I am currently in arrears with Wonga, £200, simply through procrastinating with payments etc. I cannot take out another Wonga or any other payday loan. However recently strange things have been happening with my credit situation. I have just been accepted by American Express for a Gold preferred rewards card. I have been accepted by T-Mobile for 2 lines with free top range handsets (galaxy s2) I have been accepted by Capital one for a Secured card having to pay a security fee on £49 At the same time. I have been turned down for an Overdraft with my bank RBS. I have als
  6. Hi I am after any help or advice anyone can offer. I am so frustrated by this and the lack of effort on the part of vodafone to resolve it that I would like advice on how to take it the highest possible authorities. Hopefully this can prevent other people from being treated so badly by vodafone. I have had a long-running dispute with vodafone for three years now which has caused such a lot of stress and worry. Now it is seriously affecting my credit rating and I am unable to get an overdraft or loan – this is down to a £800 debt that is not mine. I have had years of correspondance wit
  7. Firstly my apologies if this has been answered previously - I've done a little bit of searching for similar stories, but not found anything close enough and I'm not clear enough on terminology to be more thorough. Basically a few months back I wrote to cancel a web hosting package and domain names. The company wants an online cancellation and has it in it's terms and conditions, but without internet access I had no way of doing so and I was moving house, so I put it in writing and included my new address. I never heard anything back. In April, I got an invoice via email for ~£60 for
  8. Hi all, About 2 years ago i took out a wonga loan. The loan was repaid on the due date and all was fine. 2 years on i decided that i would use my Wonga account again as sometimes these loans can be very handy even though it is daylight robbery! After contacting Wonga via email to reset my password as some of the questions they where asking i couldnt remember the response i got was to ring them and they could reset my passsword. After speaking to someone @ Wonga they said they would send the issue to Head Office for them to sort out but never had a reply. After several attempts I finally
  • Create New...