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Found 5 results

  1. I want to reclaim credit card charges applied to my brother’s now closed TSB Visa credit card account, all of which were applied before April 2006. I’m confused as to what interest, if any, I can claim on top of these charges. Initially I assumed I would be able to claim back the interest TSB levied on their charges together with simple interest at 8% from the the last date they levied interest till today. However, looking online I’ve found advice that only simple interest and not levied interest can be charged and also that interest should not be claimed until the claim is refer
  2. Hi all, How are people getting on these days with regards to having default notices removed from credit files after credit card companies pay back charges? I owe £338 on my account and have received £607 payment. I have had default notices which are for much less than the amount. I will have a hunt around the forum to see if anyone has succeeded to get these removed from NatWest re credit card charges but thought I would start my thread off. I've successfully won against O2 previously for the same thing. Also, is it worth asking for compensation in relation to the dama
  3. Hi I have a credit card with mbna that I have been chipping away at for years its currently just over its credit limit and has been for years. I have several missed payments but do pay a few hundred every month or so. Can I still claim back charges if I have missed loads of payments in the past and am over my agreed credit limit. What is the likely outcome If I was to claim through one of these no win no fee companies. If I won my case would they refund to me what I was due and then take that money of my balance and then allow me to keep paying untill it was paid off. Or
  4. Hey all Received letters from credit card companies about new charges on my accounts. Basicly they will add percentage of my debt to monthly payment to "help" me pay it off quicker. Is that legal? Can they do that? It`s not change in interest, they just add extra money to it. Can`t afford new charges as it raises my payments on 3 cards from £300 to about £450. HELP?!
  5. Hi guys got into arrears with my credit card and i owed vanquis £500 due to non payment charges was mounting up and the balance came to £660 so for the last 5 months ive being paying £33.00 a month to get this debt down. But just wanted to know could i claim my charges back.does anyone have any great advice for me.
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