Hi I have previously started a new post/thread and was wondering how to start a new, separate thread? I have done one before but totally forgotten how to do one. Any help would be appreciated. Thanks.

I found this info on the interestrateripoff thread http://www.nytimes.com/2015/11/28/us/politics/bill-gates-expected-to-create-billion-dollar-fund-for-clean-energy.html?ref=business&_r=0 I hope we are seeing the start to tackling the reliance on fossil fuels which means we could have cheap energy which is cohesive for society. It also addresses the conflicts in the name of oil and gas and countries ultimately holding us to ransom.

After realising there are many craftspeople about.I thought it would be nice to open a thread for many that work this way. Whether full time or part time if there is such a thing. I realise many put many hours in perhaps for little return,but are happy to create. If you do such a thing whether for profit or fun tell us what you do and maybe send a photo or two that shows your craft. I do not know what many do but would like to know. You could make cakes,you could bake,you could embroider,knit,carve.I have not a clue what you may do but would like to know. Are you a craftperson.Working away somewhere in your home,outside perhaps.Where do you do this craft.And tell us how you are doing. What it makes you feel like.Does it stress you some times,does it fail some times,have you succeeded someway,made a few pounds perhaps. Have you because of the economy or other related things had to create there has been no other way to survive.To make a few pounds. Well let us see how many are about.If nobody another thought out of a cluttered mind.Made some space. Have some fun myself,but just starting so will wait and see what others create out of anything.And how you do it and made that first step maybe years ago.Maybe months ago,days ago,hours ago. Come on in and tell me. Wherever you are in the world come here tell us your story.Otherwise i will be failing and wondering where it all went wrong. And will not sleep for days. I am hoping to hear some Tales Of The Unexpected. If you are outside looking in just register here.We are a friendly lot.Only take a minute or so i do not want to tear you away from your creations. Link here. http://www.consumeractiongroup.co.uk/forum/register.php Hoping to hear from someone. Tawnyowl.

Jaguar Land Rover says it will create 1,300 new jobs to build Jaguar's first sports utility vehicle (SUV) at its Solihull plant in the West Midlands. The firm has already invested £1.5bn in the Solihull plant to enable it to increase production, and it said its workforce there had almost doubled over the past three years to 9,450. Jaguar Land Rover currently employs 30,500 people in the UK. The car, called the Jaguar F-PACE, will be based on its C-X17 concept car. That was first launched at the Frankfurt motor show in 2013. The new model is due to go on sale in 2016. Jaguar Land Rover's UK executive director, Mike Wright, told the BBC the new vehicle would not be a "gas guzzler". "We spend about £3.5bn on our product investment each year and one thing that we really focus on is making sure that our future cars are both economic in terms of fuel economy, in terms of CO2. "This car's going to be built at one of the world's biggest aluminium body shops at Solihull that we've invested a huge amount of money in over the last couple of years. So gas guzzling? No". 'Thriving' The luxury car firm, owned by India's Tata Motors, said it had chosen the UK as the new model's manufacturing base because it wanted its cars to be "crafted with that special British flair". Jaguar Land Rover chief executive Dr Ralf Speth said the announcement demonstrated its "commitment to the UK and the advancement of a high-tech, high-skilled, manufacturing-led economy". Business Secretary Vince Cable hailed the decision as a "ringing endorsement" of the UK's car industry. Mr Cable said Jaguar Land Rover's decision showed the UK's car manufacturing sector was in good health. "The UK's automotive industry is thriving with a new car rolling off the production line every 20 seconds, and increasing levels of investment that's helping to secure local jobs," he said. Growth The announcement came as Jaguar Land Rover said it had sold 462,678 vehicles globally last year - a rise of 9% year-on-year - and the fifth consecutive year that sales have grown. China saw the strongest growth, with sales up 28%, while in the UK sales rose 7%. Economic growth in China has slowed in recent years, and a clampdown on government spending on luxuries is eating into many companies' sales growth in the country. However, Mr Wright told the BBC said there was little sign of slowing demand in China for its products. "In the medium to long-term we see huge demand. The retail demand is still there in China," he said. So why was it doing so poorly under UK managership, has the UK lost it's way or is Europe stifling it?

Hi, I am considering letting Stake your Claim investigate any PPIs I may have had over the years as about 10-15 years ago I had a lot of debts and hardship due to certain circumstances. I have been with Payplan for some years now, but still paying off my many debts. I took out a lot of interest free loans and was constantly juggling them around. I dug out some old Lloyds Create card statements and LLoyds Bank Statements, going back to 2005. I was amazed to see that Lloyds had been writing to me nearly every day telling me about the many charges they were applying to my account, even though I was paying regularly with the debt managemnt plan and never missed a payment. At one time I was being charged Unplanned Overdraft fee of £15 plus daily fee of £20 and at the end of each day if i continued to use the unplanned overdraft i was being charged a further daily fee of up to a maximum of 10 fees in any one monthly billing period. I wasnt using either the card or bank at that time, as I had switched to Nationwide. So there were no other debits going out. Is there any way I can reclaim some of the overdraft interest that was applied?