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Found 4 results

  1. hi everyone, hoping somebody is able to assist me as my partner and i are getting increasingly confused as to what we are entitled to. i have been on several benefit sites but seem to get lots of conflicting information. i was medically retired in 2015 and receive a small pension of £375 a month along with £107 contribution based esa (support group) per week. i know the esa i receive is a little less because of my pension earnings. my partner is also medically retired (with no pension) and she also claims contribution based esa (support group) and she receives £109 per week along with an enhancement rate of £15. she also receives pip standard living rate of £55 per week and as we have a teenage child has also been claiming child tax credit at the rate of £62 per week. this has now been stopped and she has been informed that she has to pay back over £3000 of overpayments as this was claimed at the single rate as oppose to being claimed as a couple although we are allowed to claim esa separately. we also have a mortgage and as far as i am aware cannot get any help as we are in receipt of contribution based benefits as oppose to income related.
  2. Less than a quarter of couples eligible for marriage tax allowance are bothering to claim it, according to HM Revenue and Customs The allowance - introduced in April 2015 to incentivise marriage - is worth £220 in 2016/17 . However those eligible can also back-date a claim for last year, meaning £432 can be claimed in total. Out of 4.2m couples who could claim that amount, only 1m have done so, despite an HMRC advertising campaign. Marriage tax allowance lets one half of a married couple transfer part of their tax-free allowance to their partner. However one of the partners must not be earning more than £11,000 - the personal allowance - while the other must be paying income tax at the basic rate. http://www.bbc.co.uk/news/business-37702190 Married Couple's Allowance https://www.gov.uk/married-couples-allowance/overview
  3. How to reduce your tax bill by thousands of pounds by arranging joint savings accounts carefully Savers can slash hundreds of pounds from their tax bill by using a little-known loophole relating to the treatment of joint accounts. The rules governing the payment of tax on joint deposits used to be fairly relaxed. Couples could decide which account holder paid the tax, in some cases allowing them to avoid deductions altogether. In 2011 a new regime was introduced, which tightened up procedures, making the management of these accounts more arduous. But you can still boost your income by up to 40pc if you get to grips with the new rules and learn to exploit them to the full. Here are our five top tips for cutting your tax bill while keeping your money safe and ensuring a top return. More: http://www.telegraph.co.uk/finance/personalfinance/savings/10775097/Loophole-for-couples-to-cut-tax-on-savings.html
  4. Hello! My name is Maria and I am about to find a place in London for me and my boyfriend. I suppose we will have to rent a a room in a house with other flatmates as we cannot afford a whole flat on our own. As we will be sharing the same room, what kind of housing benefit would we get?? We are not married so do we count as a couple or as friends sharing a room? Thank you in advance. I would really appreciate your help.
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