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About Me


Found 5 results

  1. Hi I am trying to obtain some help for some close friends who naively accepted a 100% interest only mortgage about 8 years ago with no capitol repayment plan put in place. They bought the property in Scotland at peak price period. It is a sought after area outside Glasgow 5 min walk to a station with a 15 min commute into Glasgow City Centre. The area has been a low turnover in regards to property sales but downside has been an elderly population who have lived there all their lives. Over the last five years a significant number of properties have hit the market from deceased or el
  2. Hi Guys, I have a business overdraft of £13k. We have been sat at the deep end of it for about 2 years now. However business has started to a bit more profitable and we are slowly starting to eat at it. Natwest usually renews the overdraft every september for a cost of £250. They renewed it last year but because of things being tight back then i stopped taking a wage to help boost cashflow. This meant i couldnt pay my personal unsecured loan i have with natwest. I have a personal guarantee on the overdraft and they have now sent me a letter sa
  3. I love Windows 8, it is much faster and reliable than Vista and 7, but with Microsoft trying to force people to use the tiles has put a lot of people off it. Fear not, as soon as I installed Windows 8 I changed it into a Windows 7 clone with its look and feel Simply search and install: Classis Shell 8Gadgetpack Instantly you now boot to the Desktop, your Start button has returned, and your gadgets are back
  4. Evening I am trying to search for Govt grants to help cover the costs of re-configuring a property. Relative has dementia. Spouse is sole carer - and it is really too much work for them. I want to get financial help to convert relative's existing home to make it more user-friendly for them and their spouse. There is currently no downstairs toilet/bathroom. Soon relative will no longer be able to get upstairs to sleep or bathe. I would like to reconfigure parking and garage space beneath relative's house to add a bedroom, bathroom and toilet. There are already two roo
  5. I have a credit card with Lloyds TSB that has a fairly sizeable balance on it - several thousand pounds. I can meet the monthly payments at the moment, but (as predicted) the bank is adding as many charges as they can and increasing the % APR on a regular basis! Like I say, I am making the monthly payments, but it's really not getting me anywhere as far as paying off the balance. It just feels like I'm spinning my wheels, as their increases in the APR will mean I'll NEVER pay it off in the present circumstances - I'll just end up pay around £100 to them every month. I
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