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Found 2 results

  1. hi all my wife starting paying connaught collections a old debt from well over 18 years ago i know very foolish of her but i didnt know her then. (It would have been stat barred when she started paying). She has been paying them £5 a month Now first credit have taken over and are demanding she pays more. IS it worth just ignoring the demands and carry on paying or worth asking for a CCA Reguest to shut them up. the bank in question was HFC so im not sure if they are even still going. Any thoughts? Joe
  2. In 2007 my marriage broke up. My ex husband left leaving up a certain creek without a paddle. I was left with a first mortgage with GE ( was in arrears ) a second with Kensington ( am coming to the end of an arrangement to pay) and several loans and credit cards including a large loan from lloyds for which a CO was obtained ( i Have maintained payments) and CC with lloyds. I have managed to pay most debt off but as lloyds didnt shout about the CC I ignored it. This debt is now well over 5 years old, recently I received a letter from 1st credit asking for appox £1900 which i ignored. I then received a letter from connaught and then an offer letter fom them for a 30% discount which I ignored. Last week I received a letter from moon beever. I am not trying to avoid the debt but am worried as I have really being trying to clear my credit file so that I can remortgage to get my ex off the mortgae ( he agrees to this). I realise this cant happen for a few years but I thought that if I kept my CRA as clean as possible it could possibly happen in the future. My question is what do I do about moon beever? I would happily pay a reduced amount on the proviso they didnt enter anything on my CRA as the lloyds default will fall off next year the origional ccj for the lloyds loan will come off in jan ( i realise I will still be paying CO but would look at increasing payment s to finish asap) What is my best course of action with moon beever? I have not yet sent a cca request, shouls I do this first? My cra file indicates the last payment was made jun2007, the origional agreement was 2005
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