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  1. Wonder if anyone can help alleviate the burden of these series of PCNs.... I left my car legally parked on the road for approx. 1-month in March during which time my father was critically ill in hospital. When I came back to find my car to my horror it was not where I left it. Luckily I spotted it 50-100 yards down the road, half parked in a permit holders only zone and half parked outside it, with 10+ PCNs attached! Luckily a good Samaritan who lived on the street had written a note stating "your car was moved here by a lorry and lifter by the people doing the road works". I spent the next hr knocking on every house to find this neighbour and finally did find her when she explained how it was unbelievable how far the council contractors moved my car only to dump it with the bonnet poking into a controlled bay and then proceed to ticket it every single day since! This absolutely beggars belief that they are allowed to do this! Now I fully appreciate that sometime during my car being parked there that maybe the council put up signs and because I had not gone back I had not noticed so I get that they are allowed to move the car, but on what planet are they allowed to move it into a permit holders only bay a very long way away from where I left it?! this is tantamount to theft! Needless to say it's not what I need with my dad only just out of hospital, and I intend to appeal but of course my 14 day period has long passed and do I really need to lodge my appeal 10 times?! This seems absolutely ridiculous that they can cause this and then I have so much inconvenience to resolve it. Is there anyway round this by writing to them listing all the PCNs and asking to cancel them all in one go seeing as I was not responsible and I have several witnesses who will vouch for the contractors moving my car? Can I sue the contractors for distress? Any help would be much appreciated.
  2. Believe it or not I have only just realised that I have commited benefit fraud a number of times over the previous 6 or 7 years and although there has been no evidence of an investigation (have not received correspondance) I would still like to return the money I owe in case there is an investigation. This will likely be a long story so apologies in advance. I was signed off work legitimately with a "forever doctor note?" based on what I presume was a psychiatrist confirmation about 10 years ago. I think the official condition was drug induced psychosis where I suffered anxiety attacks, panic attacks, paranoia, depression brought on by the use of drugs. Aged 20 I quit all drugs (aside from a small number of relapses) and although I've been informed that this condition will stay with me for the rest of my life (in the form of less frequent "episodes") things have been getting gradually more bearable over the past decade. The reason I think things have been getting better, and ironically enough also the reason for the overpayments, are because on occasions I have travelled abroad. At no point since I've been on whatever benefits I've been on was I aware that I couldn't go abroad. I have never worked since being signed off sick or commited any other offence it is just the going abroad that I have been overpayed for. I have finally found what I want to do in life which is to become an Actuary. Over the past few years I have studied and passed various exams to work my way toward doing an Actuarial Science degree as soon as possible. It has been extremely difficult because I couldn't afford to attend any official teaching institutions meaning I have had to teach myself. I have successfully completed a full maths a-level as well as the first of a number of official actuarial exams. However...good qualifications aren't enough...to become an Actuary your integrity needs to be beyond reproach. No criminal record or anything and I am absolutely terrified now that everything I have worked so hard for over the past few years and all the dreams I've had of maybe, finally becoming a contributing member to society could be stripped away from me because of a stupid mistake. Whether or not there has been an investigation means nothing to me now because I MUST pay back this money and admit what I've done. I have done some research online and will willingly admit my guilt even though it wasn't intentional and pay back the money with any excess fees as long as I don't get prosecuted because a criminal record destroys my life. I don't know much about the benefits I have been on or am currently on because they're always changing the names and I've never paid much attention to my benefit issues but I can give a pretty good estimate of how much overpayment there has been and guess around £10,500. I've never travelled on a work visa, nor have I worked "under the table" it has only been either visa exempt or visitor visa status for all cases. I have covered any additional monetary issues over the years with online poker and currently have about £2,000 in my bankroll which I will immediately pay to them but other than that I have literally nothing. My bank records will prove the poker as an income and that I haven't used benefit money to fund a gambling habit, it is also my only bank/savings account which will prove no other income or assets. I have already spoken to a friend about potentially starting work as a dishwasher when I return and can start to pay off the money with that and obviously I will immediately stop my benefits once employment is gained. I have no idea now what to do now. Who do I contact? Who do I speak to? Are they going to accept this? Am I going to court or even worse prison if I admit this? I'm in a bit of a state at the moment and any advice would be greatly appreciated.
  3. Hi I don't even know where to start. My ex partner although he was a partner at the time could not use computers he always got me to order his goods for him which was very annoying. Anyway to cut a long story short we seperated earlier this year. About six weeks after we had split he called to say he had received a letter from Lowell regarding a catalogue debt and that he had never had a catalogue and there was £900 outstanding. He called them and was told it was a debt relating to littlewoods. This rang alarm bells in my head as I had a littlewoods account too. The only thing I can think of is that on one of my shopping expeditions for him an account has been opened in error as they are stating he applied for a credit account online. He could not have done that as he did not know how to use the computer. I have opened so many accounts for him in the past but have never knowingly opened a credit account. There has never been any catalogues come to the address nothing has never been signed etc.... They said they had sent letters so I have been accused of intercepting mail which is not true he lived at the same address either one of us could have got the post. He was very slack in dealing with his mail although he is saying he wasn't. After he left I found numerous letter unopened by him that were returned to sender including three mobile bills. I do not know if any of those letters were from littlewoods or not. To cut a long story short after lots of investigating on my part it turns out that cookies are stored on your computer which stores information about your last visit. I can only assume that this is what has happened. (He does not believe me) when I looked at the page that was stored on the computer it states only if you look very carefully 'welcome back xxxxxxxxx' but you really do have to look for it. I have entered postcode as requested and password as requested his postcode was the same as mine at the time and I always use the same passwords so there was nothing to tell me I was doing anything wrong and I certainly wasn't looking it was my computer. The only easy way I can explain t this is that if you use say a friends computer and pull up a facebook page it automatically takes you to the friends facebook. However, you would realise this as it would be different to your own. The bill has been settled by me to Lowell but this has left him with a default against his name. I do not know what to do. I wrote to Littlewoods and told them but I never got any response to this. I have written to Lowell and explained it to them too this was upon their request but still the debt remains in his name. I also spoke to littlewoods in the beginning who told me that my ex had spoken to them and it was fraud and that I needed to go back to Lowell as they owned the debt. Before they had realised he had said he knew nothing about it they were happy to change it over as soon as they looked at the notes put on their system due to his phone call they wouldn't speak to me. Everytime I speak to Lowell I get a different story as does he which has resulted in him coming back on a weekly basis asking I do something different so I am at my wits end with it all. I really need some help here. Where do I go and what do I do now?? I would never have intentionally ordered goods (especially in somebody elses name) and not paid for them. I am very much aware of what a damaged credit rating can do to somebody. I am fed up with the accusations I really did nothing wrong intentionally and if we were still together this would not be a problem but as we had a nasty break I am the devils daughter.
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