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Hi All, I'm after some advise please, I took out a joint HP agreement last January with these, all payments up to date until I wrote off the vehicle in October, the insurance paid them a settlement figure and CLS advised them there was a £433 shortfall, as it was almost Christmas it slipped my mind, 11th Jan both my partner and I received a default notice for £1323, now this morning, received a termination letter stating 'subject to clause 9.2 of the agreement, you must now pay the full outstanding balance to us of £4379, can someone please advise where I stand with this? copies attached thanks
i have a bill of sale for a car with CLS, i lost my job 4 months ago and was struggling but kept up with the payments, i took it out over 3 years and ive only 12 months left to run .i got a letter saying id missed a payment so posted a cheque on sat 21st by regesterd post. on xmas eve i received another threatening phone call from them saying they had not recieved it, as i explained i had the receipt that it had been posted and would be tracking it, but all i got was, this little jumped up JOBS WORTH saying were repossessing the car. After my wife heard all this sadly late on xmas eve she took her own life, i have a severly disabled 8 year old son and 15 year old daughter. so forgive me if I am a little grumpy but i hope that jobs worth has had the same xmas as me. also when they reposses the car i want him to do it and we will see if he can back his mouth up. This will go to court and when it does my mother in laws solicitor will make em look the idiots they really are. NOW PLEASE ANYBODY THINKING OF DEALING WITH THESE. DONT