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Hi All, I'm after some advise please, I took out a joint HP agreement last January with these, all payments up to date until I wrote off the vehicle in October, the insurance paid them a settlement figure and CLS advised them there was a £433 shortfall, as it was almost Christmas it slipped my mind, 11th Jan both my partner and I received a default notice for £1323, now this morning, received a termination letter stating 'subject to clause 9.2 of the agreement, you must now pay the full outstanding balance to us of £4379, can someone please advise where I sta
i have a bill of sale for a car with CLS, i lost my job 4 months ago and was struggling but kept up with the payments, i took it out over 3 years and ive only 12 months left to run .i got a letter saying id missed a payment so posted a cheque on sat 21st by regesterd post. on xmas eve i received another threatening phone call from them saying they had not recieved it, as i explained i had the receipt that it had been posted and would be tracking it, but all i got was, this little jumped up JOBS WORTH saying were repossessing the car. After my wife heard all