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Found 20 results

  1. Hi Guys, I'm looking for some advice on a Halifax ISA we took out in September 2017 for a fixed 2 year rate. We took it out with £15203.51 as we had the money in a do nothing account and it wasn't expected to be needed. Circumstances have changed and we need to use the money, all of it, so we made an enquiry to close the account and Halifax have said there is a penalty of 180 days interest. Which means (if my calculations are correct) on the 0.6 interest rate we would have to pay the bank £45 to get our money back with no interest at all. I think this is outrageous as they
  2. Today, 3 days before Christmas I learned that Santander had closed my account without warning. On the phone they said they are sending me a cheque with the account balance - that is my Christmas spending money for the family. I asked them what good is a cheque when I now don't have an account - open an account elsewhere was the reply - they know that will take 2-4 weeks and probably longer at this time of year. If they were decent they would give you a warning and allow you to collect your money as cash from the branch - not send a cheque which they kn
  3. M1 closure due to man on gantry - live updates By JemmaPage | Posted: June 13, 2016 Leicester MercuryM1 closure due to man on gantry - live updates M1 closure due to man on gantry - live updates Comments (6) Part of the M1 is fully closed this Monday morning due to a man who is refusing to come down from a motorway sign gantry. The southbound carriageway remains closed between junctions 23A and 22. The man climbed up the gantry, between junctions 23 and 22, at 1pm on Sunday - and despite the efforts of police officers has yet to come down. The man is dresse
  4. Hi, My business partner and I are going to be registering our company very soon. I know that somewhere into the process, we're going to need to open a business bank account and designate that as our main account for the business. About 3 years ago, I opened a business account and had a business loan that was connected with that account when I opened it (by Lloyds TSB). This company was as a sole trader and wasn't a registered company. I had some payment issues and the business account was eventually closed, as I'd missed some loan repayments/late payments, etc. Ultimately, the
  5. Hi everyone im quite desperate. I just made my new account at barclays less than 2 weeks ago with the switch service and yesterday i got a letter where they say my account is gonna be closed on 18th jan, 2016. The letters date is 17th nov. Also i recieved another letter with the date of 20th nov, which says my switch process has been successfully completed from my old bank (santander) to the new barclays account. I called them a lot of times but nobody could give me a proper reason why they want to close my account. Some said, ( also in the letter says) the bank made a review on my account and
  6. Battle of Britain chapel to 'the few' threatened with closure to save £50,000. Winston Churchill said St George's Chapel of Remembrance on the site of the former RAF station at Biggin Hill in Kent should be a permanent shrine to ‘the few’ who gave their lives during the Battle of Britain. http://www.telegraph.co.uk/news/uknews/defence/11324206/Battle-of-Britain-chapel-to-the-few-threatened-with-closure.html Please open the link and click on the e-petition link in the text or click below to go direct: http://epetitions.direct.gov.uk/petitions/73191
  7. Disabled men lose high court bid to stop Independent Living Fund closure Judge rules that Mike Penning, former minister for disabled people, had not breached equality laws over ending support to live in the community. More Here: http://www.theguardian.com/society/2014/dec/08/disabled-men-lose-high-court-bid-stop-closure-independent-living-fund
  8. Hi all, After some advice regarding LA Fitness and cancelling my gym membership with them. I am sorry upfront but this is going to be rather long as I want to give all the information. I joined an LA Fitness gym in Bedford on 11/06/2014. This was under a rolling 1 month contract. I paid monthly via a direct debit which comes out of my account the 31st of every month. I received an email from LA Fitness on 29th October 2014 to inform me that my gym was closing on 14th November 2014. LA Fitness informed me in the email that: LA Fitness had 2 gym's i
  9. Hi Just a little confused I had 3 accounts at with Nat West Basic Account, Select Account which was to replace the Basic Account when I got around to giving the DWP the new details; and a Savings Account The Select and the Savings Account had NIL balances I have always kept my accounts in order and not had any borrowing from the bank I called today with a routine banking query and was asked to see a member of staff who then persuaded me that if I am not using the accounts (Select and Savings ) I should really close them down I understand the logic of having what were dormant acco
  10. Hi Team, PLS ADVISE me on how to recover this money. Barclays bank has closed down my a/c last week. [ATTACH=CONFIG]48280[/ATTACH] I went to withdraw the balance of 1500 plus pounds couple of days ago. Bank said that they cant release the funds, that I have to write to them and proving these funds belongs to me and provide proof too. On the bank letter that was been sent it does not mention this for funds withdrwal...yet i was told to write in... by the bank manager. I asked him why the letter did not mention anything about providing proof... and he said that's
  11. Hi all, Does anyone know if DWP FIS let you by letter (or other way) if they have closed their investigation? Also if they do NOT intend to prosecute do they advise of this or not? My interview was 9 months ago, won my tribunal appeal 3 months ago but have not heard anything regarding if case has been closed or is still on going. Thanks
  12. Hi all! This is my first post as I'm new to the site so bear with me I'm trying to get a default removed (Santander) The default was almost 4 years ago. I sent them off a letter asking for my credit agreement, which they provided and also requested my default paperwork. I got a rather blunt letter back saying they had sent me a copy of my credit agreement as a goodwill gesture (very kind of them) They advised they are not obliged to keep the default letters issued as the account is settled and closed. As such they say they no longer hold the letters but they gave me the months t
  13. Hello everyone, I've got a quick query please. I had recently asked for a credit increase on my Creation/Flybe Card. I received the reply stating that my account had been closed 2 months beforehand. So i replied and asked why i haven't received a Account closure notice, and that the account can't be closed as they are still charging interest every month plus default fees, etc etc. Today i received the reply that they have closed my account due to no purchases on there for 3 years, and that they can do that even with a balance on the account. Fair enough, but if the acc
  14. And on their return to work they will probably issue fines to all those who missed some renewal or notification. Such is the attitude of the DVLA. More ...
  15. I am a student and have recently been a victim of identity fraud I reported to my bank in which they said they found no evidence to suggest that any fraud had taken place during investigation although someone has used an ATM to draw out money and also gone into phone shops to get a phone contract in my name. While the investigation was ongoing I was told that they were looking into closing my bank account due to fraud but when I phoned up again they said there was no evidence that they were closing it . I then recently phoned up to remove blocks on my account only to fi
  16. Financial Mail has obtained details of the HSBC bank branches that will shut between now and the end of the year. SEPTEMBER 28: Darwen, Lancashire Hove, East Sussex OCTOBER 5: Nailsworth, Gloucestershire St Pauls, London Leadenhall, London 12: Edenbridge, Kent Shildon, County Durham 26: Corwen, Denbighshire NOVEMBER 2: Caerleon, Gwent 12: Hunts Cross, Liverpool 16: Swaffham, Norfolk 23: Kibworth, Leicestershire 30: Helmsley, North Yorkshire Chipping Campden, Gloucestershire Appleby, Cumbria DECEMBER 7: Barnes, L
  17. I have banked with Natwest for over 40 years. I have (had) a business account in my name as a sole trader that I use to collect professional fees and salaries from two jobs. I had an overdraft facility on this account and a debit card. The account has always been managed very carefully within the limits agreed.My husband was recently made redundant and had advised NAtwest in connection with a loan agreement he has with them. He banks with Santander. Whilst I was holiday with my daughters and grandchildren in France a few weeks ago I tried to use my account to find that it had been shut do
  18. Let's hope the OFT actually act with these new powers; http://www.bbc.co.uk/news/business-18909654 Rob
  19. Hello, My wife's Smile account has just been closed, denying us access to the overdraft facility. We have recently paid several hundred pounds in from family which was to help get by until I am paid in a few weeks. Since yesterday Smile have firstly said the account would be functioning with a usable o/d until 15th Feb. Then they changed their mind and made the account unusable. We phoned them, explained that we needed to use the facility for a few more weeks and were told this was ok, that the account would be reinstated. Then they shut it off again, saying that was
  20. A big hello to everyone on the forum – been reading your posts for two days and absolutely flabbergasted by some of your misfortunes inflicted by the banks. I m seeking abit of advice myself, for a matter that has come up as a small element in a few cases, but hasn’t been clearly addressed (I hope I m not alone here): First let me state all that found out below are through my personal, voluntary action. Up to now I still haven’t received any correspondence from either HSBC or Metropolitan Collection Service (I could still be blissfully unaware of everything!). Last Friday aftern
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