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Found 15 results

  1. Hello All, I am seeking some advice regarding a timeshare we stupidly bought into whilst on holiday in California in October. On the day, we were sold this amazing package, but since returning to the UK this amazing package has fallen apart - and simply isn't what was sold to us. I wont bore you with the details of why the package is different, but the package is significantly different to what we signed up to - and simply isn't what we want and doesn't work for us. We have tried to express all of our issues to the Timeshare company, even having it escalated up
  2. Hi, I have a question about last wills and testaments. I am a dual French/British citizen married to a British citizen and we have lived in the UK for almost 20 years. We own a house in the UK (as joint tenants). We want to write a will that will say to whom we want our respective share of the house to go to once we are both dead. We have no children and won't be having any. In my case, I want my share to go to my husband but I want to make sure that when he dies, if I'm already dead, my share goes to my siblings in France, who are French citizens, and not to my husband's family or new par
  3. Hello, Thanks for reading. I am a 61 year old male and have been in this country for 55 years. My parents bought me to the UK, I kept my Australian passport as it was easier to visit Australia with my Family and the kids can get dual nationality if wanted. I spent 9 years in the British army and have always lived in the UK and always worked and paid Tax and ni. I have been on DLA for the last 5 years and am receiving my army pension since I turned 60 from the DWP (same people that do DLA and PIP) I have been applying for PIP and they want paperwork on my rights to stay in
  4. Good Evening Guys, I've posted here previously and received some fantastic help so I am hoping the same can be done again. My partner has got herself into an interesting situation. She is an NZ citizen who lived in Australia for three years (where we met), before moving to Scotland with me when my Australian VISA expired - 12/14. When she left Australia, she left behind approx. $1500 worth of debt split between a credit card and a mobile contract. At the time we didn't have the finances to worry about it as the move to Scotland was priority. Since 12/14 she has
  5. Citizen Advice are asking customers of rent-to-own companies to complete a short survey about your experiences of shopping at BrightHouse, Perfect Home or Buy as You View. Your responses will be used to produce a report about consumer experiences in the rent-to-own market. This report will be used to see whether more can be done to protect consumers such as yourself. https://docs.google.com/a/citizensadvice.org.uk/forms/d/1-exGdFfQaO9CiwOKicwroUQvh5bg0J2F1fCZHJBsL5Q/viewform?edit_requested=true
  6. The following report has been issued today by Citizen's Advice: https://www.citizensadvice.org.uk/Global/CitizensAdvice/Debt%20and%20Money%20Publications/Thestateofdebtcollection.pdf
  7. Hi to all, it is my first post to this forum since and I would like to thank in advance for your help. Recently, last January got myself in trouble with one of the Forex broker companies. The price on one of the pairs went down a lot and caused a lot of people to have negative balance on their account. I was one of the unfortunate ones, having woken up with -50k GBP on my trading balance (invested just few, since I don't have a lot of money). Next day the company went into insolvency due to poor risk management, etc... and huge negative balance (30+ million pounds) and a company hir
  8. Couple of weeks ago, a German friend and family came over to visit. I lent them my car for the weekend. Today, I received Notice of Intended Prosecution from West Midland Police. Apparently, my car was caught doing 70mph on M6 between J4 & J5 where there is a variable speed limit of 60mph!! The NIP asked for information of the driver. Should I submit the name and address of my German friend? What would happen to him? Will he be prosecuted in German, or call to face the music in West Midlands? I wonder if anyone had similar experience and can give me some advice, please. Many tha
  9. My FLorida holiday home went into foreclosure in 2010. I had tried to negotiate a "short sale" with the lender but they would not agree to this. I have today received a very threatening letter from a uk debt collecting company threatening me with taking action through the US courts that will give them the right to take me to UK courts and seize my UK assets in order to settle the outstanding amount of the debt. Does anybody know if the UK debt company has the power to do this ? Does anybody know of a UK solicitor that is expert in this field that can act on my behalf
  10. Hi I emigrated to SE Asia in May 2013 I looked up my Credit File with Noddle and found that they are using my old address even though the creditors are using my new address. As it stands if one of the creditors wanted to issue a county court claim would they be able to issue against my old UK address and gain a default judgement??
  11. Hello, I'm a US citizen who moved to the UK for graduate school, and built up some debt while there. I moved back to the USA right after the financial crash of 2008. I had every intention of paying back the debt, but there just weren't any jobs, and I've been struggling ever since. It now turns out that the best chance I have of getting a job in my field may require moving back to the UK. I have a credit card, HSBC, which started collecting here in the US through Bluestone Law, but I couldn't make regular payments, and finally couldn't make any. Now they have sold the debt to someon
  12. The OFT are writing to 29,500 state Schools asking them to remove restrictions. Where parents are forced to buy from specialist suppliers. http://www.dailymail.co.uk/news/article-2223168/Parents-lose-52million-year-uniform-costs-state-schools-force-spend-169-skirt.html
  13. Social campaigners Over a month what do you spend 10 minutes doing? Queuing for the bus? Waiting for the kettle to boil? Trying to figure out 4 across? If you’re like us, you probably spend a lot longer than 10 minutes doing these things. Why not sign-up to become a Citizens Advice social campaigner and give us just 10 minutes each month so together we can make society fairer for everyone? Social campaigners will use social media to campaign on behalf of Citizens Advice and help us make a difference for everyone in the country. What do we want? We know you’re
  14. Hello all, I'd like to ask some advice and information on my issue. Last year I enrolled to a UK college (I'm from the continent), believing I'll find a job on time to be able to pay the tuition fee but that did not happen so I eventually moved back to my home country and informed the college I can't carry on my studies as I have no money for it. I wasn't told (at least, can't recall that happening) that even in this case I'll still need to pay the enrolment fee so I acted in the belief that there won't be any consequences (I know that's my stupidity). Early this year I rec
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