Hi- I'm starting to wonder if I am getting a little dense in my old age or if this system is just complicated for the sake of it. I am currently on Maternity leave and going back to work for 32 hours, part time. My salary will be a bit over £35k, am I likely to get any child or working tax credit? Are you in this range and get anytthing. How did you ever work it out?

Hi fellow CAGgers. I'm pretty active over on the Public Transport Forum... (http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?161-Public-transport-(Trains-tubes-and-buses)) ...but this is the first time I've ventured into foreign parts Yes, I know what you're thinking... "He's only here now he needs something!" ...apologies Anyway, some advice, if possible? Today my better half received a NTP from HMR&C: 'We have sent you a notice showing an overpayment of tax credits for the period ending 05/04/2005'. £3,000+ for Working Tax Credits £700+ for Child Tax Credits (Actual total= £4,000+) She says she was informed around that period of owing about £11,000 (!!!) in overpayments, but she discussed in with the Revenue then, and was informed that if she stopped claiming from that point, it would be cancel itself out, or words to that effect. This would be reference to the fact that at the time, her two youngest children would have been 11 and 15 years old, so some years of entitlement could have still been due to her. So she cancelled and has received to TC's ever since. Of course this conversation took place on the phone, nothing written down or recorded in writing (apparently). I have suggested to her she immediately requests an exact breakdown of the monies owed, and the why's and when's- can she do that? The letter she received looks like page one of a phone bill: no detail at all. If anyone can offer me advice oon our next move, it woould be greatly appreciated. Links, case law, template letters too, if available? There's plenty more urgent cases than ours on this site, so as long as I'm pointed in the right direction, I should be able to work things out for myself. Thanks for your time and attention CAGgers... keep up the good work!