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My mortgage was with GE Money before it was sold to Engage . I've worked hard to reduce £25k arrears to less than £10k. I have a fees balance of £16k. I would obviously like to reduce this as much as possible. The current mortgage company have sent me a list of charges incurred. What can I reclaim? There are a number of £40 admin fees, recalled DD charges and a great deal of additional interest added. I thought interest shouldn't be charged on charges. What is my next step?
