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Showing results for tags 'ceasing'.
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years ago when my child was a toddler she was in nursery, due to severe ill health and also a botch up with my then husbands student grant we ended up in a situation where we needed to pull the toddler out of nursery for financial reasons. The nursery were a nightmare about it and insisted we paid full fees for a term afterwards plus the term we were already in. I agreed to do this in payments but they insisted they get a court order in place anyhow. Due to a massive change in circumstances and severe ill health I have been paying around £10 per month for the last nine years (!) I was originally paying to Incasso and then HL Solicitors when they took over. I made my last payment in January. By chance I looked up HL Solicitors today to find they ceased trading in December. I have moved but they had two email addresses for me and I have had no contact. There is no info on their website on who to contact if I am not a client so I am looking for advice!
We recently took our faulty EOS camera into our local shop for repair, paid £25 deposit, waited for a call, no call came, then found out the shop is closed, everything gone, including our camera, what do we do next.:x
Back in 2007 I received a letter from these with an outstanding debt of £3000. At the time, I knew nothing of DCA's and went along with it. Since then I have paid over £1000 and even to this day still pay the monthly installments. Now, after learning everything I have on this forum I've realised that the debt, when they first contacted me was statute barred. Didnt know what that was at the time, also, i wouldnt imagine they could provide a CCA request. Should I been sending a request and if they don't respond should I stop paying them? The original debt was £2200 and raised to £3000. So I've paid the best part of 50% already..