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About Me


Found 4 results

  1. Hi i am brand new to this forum, i have a question, i began purchasing goods from fashion world about 3yrs ago, also Littlewoods & very.co.uk, however i have noticed that my minimum payments seem to be going up, yet i pay regular upon looking close, there are so many credit charges that vary and late fees of £12, no wonder it keeps rocketing have i entered into a written agreement with them, i found this on fashion worlds website If we enter a credit agreement with you, we will also supply details of your agreement with u
  2. Hi all, I have 6 catalogue accounts in total. My total payments on them are £289.00 per month. I could make this payment fine when I was working, but I was made redundant just over a year ago and have struggled for the past year. I am getting to the point where I can't keep paying them. A few months ago, I phoned the largest payment catalogue and asked to reduce my payments. The lady I spoke to said if I made reduced payments on one, then all the accounts would be affected. So I struggled on. I would ideally like to reduce the payments to £100 a mon
  3. Hi Everyone I have a question to ask I have been unemployed since February 2007 due to serious monopolar depression. I am claiming IB, DLD (Middle rate care, lower mobility), Housing and council tax benefit I opened an account (Feb 2009 - still active) with what was originally GUS which then became K&Co to buy xmas presents and the odd household item. I still have an active account with them. I was looking through some statements and noticed large amounts of money I paid every month was being allocated to shopping insurance, which i'm sure is some form of ppi.
  4. Im just looking for some advice as I have a bad credit rating. In 2008 somebody on this forum said, if you buy something from any of the JD Williams catalogs and pay it off in full when the statement comes in they will keep on putting 0's on your credit rating indefinitely without having to make another purchase. Is this correct? If so I think it will be a very good easy way to improve my rating. Thanks in advance to all you helpful people.
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