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Found 5 results

  1. Hi all ... Hope this is the right place to post this. Having lost everything in the recession I then suffered a major breakdown and now have Complex PTSD and fibromalgia amongst other illnesses which are all getting worse. After two years of being homeless myself and my partner were given a council flat. Our neighbours are the local drug dealers and generally bad things happen daily. I now won't go out of the flat at all. I have a pension which I could cash in in 18 months and I wanted to do this and buy a small cheap house. I currently get PIP and my partner gets carers al
  2. The Government’s flagship energy efficiency scheme is at risk of being undermined by [problem]mers trying to make a quick buck, reveals new evidence from Citizens Advice. Seven in 10 consumer queries to Citizens Advice about Green Deal are about [problem]s. More than half of people caught out by these [problem]s are contacted out of the blue, either over the phone or by door to door sales, and offered thousands of pounds worth of home improvements for free. Citizens Advice wants to see a ban on cold calling and doorstep selling of Green Deal to protect consumers from fak
  3. my ltd company bought a laptop from someone on the express condition it wasn't faulty , stolen and as described. He was paid by a crossed cheque (ac payee only) A day later i got a call from a cheque cashing company who asked me a couple of questions , namely did i issue the cheque , how much , who to and what for. they also asked me if there were funds in the account to cover it and that there were no stops on the cheque. i answered all their questions.. I only tested the laptop breifly on mains power , after a day i found that the battery wasn't holding a charge and that if y
  4. Since falling foul of the debt collection industry several years ago I have managed to exist without a bank account - difficult but I have managed it. I have a small quantity of premium bonds gathering dust (a few hundred pounds) and rather than let this money stagnate I would like to cash them in. My question is does the warrant issued have to be paid through a bank account or can I go into any bank with my passport and cash in the warrant for readies? I do not want to use any of the rip off facility services that offer to cash such a payment for a fee.
  5. I need to make a quick decision about this one guys. Basically, I was about to file for bankruptcy as it seems the best option for my situation (renting, safe bank account with under £1000 in, total bank account/card debts of £20K, self-employed but minimal trade until I change career). I had considered an IVA through Payplan but would have ended up paying back 40% or so of the total while I still receive some benefits such as HB, TC and CTC. So, everything was set, I have basic stock left which wouldn't be easy for an OR to sell off...but then I realised that my mother had made aro
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