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  1. Hi my first post here but really need some help. Back in March I received a claim from for a Capital one debt that had passed to BW Legal via Lowell. This is despite setting up a pay plan with Lowell.After recieving the form I spoke to Lowell and finally BW legal and advised them that I was in the process of setting up a debt plan with stepchange. After numerous conversations in email and and via the phone BW Legal agreed to take no further action and accept the DMP.Today I have received another letter from the court stating that the claimant has accepted a repayment plan. Does that mean that BW Legal went ahead an processed the claim after they said that they wouldnt and if so where do I stand.Any help would be much appreciated!!thanksJames
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