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Found 9 results

  1. Has anyone else received a letter from Redstone (alias Melanite) Mortgages stating that the FCA has ruled that they have calculated some customers' monthly payments incorrectly since 2010 and that those customers are due compensation? If so, has anyone received compensation or a refund yet? I received such a letter stating that I was one of those who had previously been overcharged, but with no details of how much I would be refunded or when. It stated that my account has now been recalculated and my new payment will be £6 per month higher! I rang them for more information and was to
  2. I have drawn a complete blank! It's been so long since I've had to use this part of my brain and I'm not having much luck 1 of our employees who works part time (4 days per week) is going on Mat leave, her last day is 31st March Our annual leave runs from 1 Jan - 31 Dec She wants to know how much holiday she would be entitled to before she goes off Has anyone got a calculator or website I can use please? Thanks
  3. Hi I am new to the forum and am looking for a little help. I have a tenant who has basically stopped paying her rent. After some abortive attempts to evict her I am nearly there but she has run up over £1000 in unpaid rent. Can someone advise how I calculate interest on this unpaid debt as it is increasing every month so there is no specific date that the debt is incurred. The only way I can think of is to treat each monthly payment as a separate debt and add up the interest charges individually. Will money claim online accept this as I don't want to jeopardize the claim b
  4. Notice of Enforcement and how to calculate ‘7 clear days’. The first point to make here is that approx 70% of all business mail is managed by postal providers such as TNT Mail. Although an envelope may carry a Royal Mail logo this merely means that Royal Mail manage the actual delivery to your door. Under the previous regulations (before 6th April 2014) when enforcing a Liability Order there was no provision for the enforcement company to send an initial letter prior to a personal visit. With the enforcement of an unpaid parking charge notice there was also no specific provisi
  5. Hi, Well I don't seem to be having much luck on the CCA front! The latest reply regarding my MINT account is that they cannot procees my request as they require my signature. In the request I sent off I included the £1 postal order and relevant details, and signed the letter electronically (as per advice on the forum). So what can I do now? This is a card I took out in mid 2004 and the account is defaulted and being managed through the CCCS (but i still get a statement every month directly from MINT). I don't want to give them my signature to add to a document if they
  6. hi there , i wonder if someone can help sanity check my ESA for me. I was migrated from IB and awarded ESA ( wrag group ) in July 2012... at first tier tribunal on the 1/08/2013 the decision made on 31/7/2012 was set aside and i was told i should be in support group.( so i thinking my rate will increase and there will be some arrears to be payed to me) My contribution ESA (wrag rate) ran out on 15 august 2013 and the last ESA payment i received was 05 Jun 2013. I have just received a letter and i cannot make sense of it It states from 16 august 2012?? ( why not 31/7/2012)
  7. Hi, I'm having trouble calculating my final pay. Holiday entitlement runs from 1st April to 31st March Holiday entitlement was 27 days, with 1 day taken this year I was paid monthly (25th) in arrears for a salary of £27,500 (gross) or £20,515.76 (net) I had been employed for over two years My employment was terminated without notice at the end of the working day on 20th May My workings (net) are: Monthly rate = £20,515.76 / 12 = £1,709.65 Weekly rate = £20,515.76 / 52 = £394.53 Daily rate = £394.53 / 5 = £78.91 3 full weeks from 25 Apr to 20 May = £1183.59 3
  8. This is a handy link for those affected. http://www.adviceguide.org.uk/england/benefits_e/benefits_help_if_on_a_low_income_ew/help_with_your_rent_-_housing_benefit/housing_benefit_cuts_for_social_housing_tenants_from_april_2013/housing_benefit_-_bedroom_calculator_for_social_housing_tenants.htm
  9. Hello! My mother recently reclaimed her PPI payments from Barclaycard (it was an old LPF card) and it was upheld. The only issue I have is when running the figures through the spreadsheets you guys provide. When I put the figures into the FosCISSheet I get one figure, but when I use the FOSRunningPPI sheet I get another amount. I'm just wondering which figure is more accurate as there is a large difference between the two. For the record the account was opened in May 2004 and the last PPI payment was made in January 2007. The account was closed only a few months ago, but no PPI
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