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Hi Recieved a Default Notice dated 22nd Feb 2010 from Halifax giving a remedy date of 15th March 2010 BUT halifax sent a Termination notice on the 8th March 2010 to state they have terminated the account. Not sure if a default has gone onto my credit file. How to I go about getting closure on this account once and for all, I want to add that the agreement itself is not enforceable. Could I possibly take halifax to court and get them to: 1 write off the debt 2 stop them from selling this on 3 remove the entry from any credit files 4 Claim £1000 compensation (inav
Hi everyone. On saturday I received a court claim from Northampton County Court stating that a company called CAI Finance Limited have put in a claim for £1577.55 including interest. They state they were assigned a debt allegedly owed to Bank of Scotland PLC dating back to a credit card from 2003 which I apparantly defaulted on in 2010. It states they were assigned the alleged debt in August 2012. Wit a reference number relating to the credit card and that they sent a letter to me in September notifying me they were assigned the debt. There is no paperwork with it to