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  1. I am repaying a debt through 'past due credit solutions' (Original company owed 'British Gas') I have paid every month although a couple of times I have been a day or 2 late in making payment (ie: if payment date has fell on a Sunday so paid Monday) My payment was due on 29/10/12 but was working and completely lost track of date so I rang on 31/10/12 to make my usual £30 payment. I was told i would need to go through an income and expenditure so proceeded to do this. after listing everything i could off the top of my head (along with trying to keep 3 children quiet) I wa
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