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  1. As some of you know from another thread https://www.consumeractiongroup.co.uk/forum/showthread.php?464969-very-old-B-B-mortgage-shortfall-CCJ-order-to-attend-court-help! Bradford and Bingley have been hounding me for 21 years for a shortfall on a mortgage when I lost my house. They have well and truely stitched me up so I'm hoping for some revenge lol I sent a SAR's to them last year and got hundreds of papers back from them I have found some documents that looks like I had PPi on the mortgage. As I only have an iPad I have sent the document to cag email for you to look
  2. the father-in- law has passed his PPI claim on to me to see if there is anything CAG can do to help him. We done a SARS calculated all the payments and interests due which comes to 8k sent off a template letter asking for it back and waited eight weeks and nothing. Sent off another letter giving them a further two weeks to reply to which they did:- Dear Mr XXXX Account Number: 013/XXXXXXX Thank you for contacting us to outline your concerns regarding the above policy Our records show that you have previously contacted us to bring these concerns to our attention. At that time we t
  3. Hi everyone I received this hand delivered letter today from Debt Management Services LTD. They say they are acting on behalf of Bradford and Bingley, I had a mortgage with them over 21 years ago and my house was repossessed. I have made payments on the account over the years but not anything in the last 4 years. The letter says they want to discuss any problems I may be having with the outstanding account. In order to bring my account upto date they want me to contact them. I can't find out much about them on the net, are they debt collectors or bailiffs ? Any h
  4. Hi, http://www.consumeractiongroup.co.uk/forum/showthread.php?477641-WY-Gladstones-claimform-PCN-Glassy-Bar-95-Legrams-Lane-Bradford-BD7-1NH(2-Viewing)-nbsp I'm in the same situation as above, at the same parking site on the same date. As per the msgs before, ive acknowledged the MCOL and sent the CPR 31.14 Request to the solicitors today. When would i need to send the defence to the court?? straight away or wait?, and what to do i need state on it? Any help would be greatly appreciated Thanks
  5. Apologies if this doesn't make sense, first timer here. Two years ago, I applied to my old mortgage lender Bradford & Bingley who are now under Santander, regarding PPI. Gave all necessary details and had a letter to say I didn't qualify. I shrugged it off. However, during a recent conversation with a friend, I explained I fell at the first hurdle. He advised me to reapply and to request what grounds I was unsuccessful for claiming PPI. Have I got a chance to reply, or is it a case of a final decision on their part with their initial reply from two years ago? Th
  6. The Government is to take another step towards recouping the vast sums of money injected into the banking system in 2008 by selling £3bn of Bradford & Bingley (B&B) mortgage loans. Sky News has learnt that UK Asset Resolution, the Treasury-supervised unit which manages the remnants of the former high street lender, has appointed the Wall Street investment bank Morgan Stanley to handle an auction later this year. The portfolio for which it will seek buyers is understood to comprise lower-quality buy-to-let and higher loan-to-value mortgages ‎than an £11.8bn package offlo
  7. Good afternoon, On 07/10/2016 I parked in the Bradford Forster Square carpark, lost track of time, and overstayed by 37 minutes. On 17/10/16 I received a Parking Charge Notice for £85, payment to be made within 28 days of issue (of notice); discounted to £50 if I pay within 14 days. They have stated the Date Issued as 13/10/2016 in the reference section and 10/11/2016 in the big black box, but that is probably irrelevant. I have entries on my bank statement to prove I went to Costa there, I actually spent all morning there catching up with an old friend, but the entr
  8. Hello all, A bit late in the day on this one, but I bought two vehicles on the 4th December last year (one to keep and the other to be repaired and sold on) from the same seller. Both vehicles were moved to a private road (both were not on the road due to engine faults, so could not be driven) with one outside my mechanics garage on that road awaiting repair and the other in a private parking space. Both vehicles came without V5's, so I sent off at the same time a cheque for both with the forms V62 & V890 to SORN them in the post (only way you can do it without the V5's appa
  9. Hi everyone. Heard great things about this forum and have been a lurker for a while but now I have joined the ranks of the many that are being harassed by TNC. I'll give a background on my situation. A few years ago my partner bought some collectible dolls off Bradford group. (I warned her not to but hey, who listens to me?) Anyway, all was fine the first few times she got stuff then she ordered a single collectible doll and we paid for it up front, as we'd done with the previous ones, however, shortly after it arrived, another two packages came (about a week later) We contacted
  10. UK Asset Resolution (UKAR), the government-owned company incorporating Northern Rock (Asset Management) and Bradford & Bingley, paid back £4bn to taxpayers in 2012. Announcing its full-year results, UKAR said the £4bn repayment included £3.1bn of loan repayments and was up on the £2.8bn repaid in 2011. It saw the number of mortgages three or more months in arrears fall by 23% to 25,581, the company said. But it still owes the Treasury £43.4bn. UKAR chairman Richard Pym said: "We still have a long way to go, but it remains our expectation and determination to repay that debt in full."
  11. Hi This is just a very quick question and I think I already know the answer but just want to check. A while a go I (and my x wife) had a voluntary repossession and as a result owed some money back to B&B Each year around this time they contact me to fill out a income and expenditure form which I fill in and offer an extra £10 per month on what I already pay which keeps them happy. About 4 years ago I had a charging order put on my new property which I own with my new partner. Last year I found out that my x was no longer paying toward this debt because B&B wh
  12. Hello, I was wondering if I could get some advice. I was contacted out of the blue about 6 months ago from Phoenix Collections regarding a Liability Order dating back to 2007 with Bradford Council. I had no had any notice or contact about this before so I contacted the council and they stated that I owed £236 pounds dating back to a property that I moved out of in 2005. When I left that property everything was fine but I found out that the Rental Agency (Who are now closed) told the council I had left at a later date and it was my fault for not leaving the correct forwarding addres
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