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I have spent over 1 hr trying to sort out this problem. Briefly, my partner had a Barclaycard many years ago, got into debt, doesn't have a card anymore. Has a debt of £6,600 approx., although it was about £6,200 in April this year, Agreed payments of £16 per month were made to a debt company. cant pay anymore as income from self employed isn't great, also recently he is recovering from open heart surgery? I spent ages, time and phone calls calling Barclaycard and the two debt companies, Barclays say it is the debt company adding on interest which is about £60 to £70 per month, over the years I have sent lots of correspondence to those concerned when he moved over a year ago, He has never tried to avoid paying the debt, but realistically cant afford to pay all the debtors more than he can manage, as priority debts such as rent, council tax etc should be the main concern. It seems the debt company is imposing the interest and that Barclaycard cant do anything about it, Barclaycard even took £699 from bank account which was towards the 6 monthly rent due. Can anyone please help, suggest other areas where I can get advice, law or consumer rights information on this. Thanks
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