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Found 2 results

  1. Hello all, My second enquiry so far is regarding a debt I suspected was statute barred even though it is showing as due to be stat barred in May 2014 on my credit file. The original debt was with barclaycard, after receiving some fast paced threats recently from fredrickson and now bryan carter on behalf of lowell, I called barclaycard to get confirmation. The last payment received on this account was dec 2004 through the original creditor barclaycard and was charged off at the end of May 2008 and then sold to lowell in 2010. What is the next step I should take as it looks like they want to rush this one to court so I need to get on top of this one urgently. Any help or advice would be really appreciated.
  2. Just received a letter through the post from Lowell Portfolio with reference to a £450 debt they have recently purchased from Barclaycard. The debt is from about 3 years ago. Escaped Barclaycard originally as I had moved out to Australia. Barclaycard had contacted my old address via phone but gave up when they accepted I no longer lived there. Now I am back in the UK and have been for 6 months. Letter is opened and I am not able to comfortably pay it. Would Lowell have done some research on me/my location etc. before purchasing the debt? Maybe they found out I had returned to the UK from Facebook, Linked In or the phone contract I took out (as I have not applied for any kind of tenancy agreement or other contracts)....as the letter is opened I assume it would be pointless to send it back in another envelope saying "no longer at this address"... It seems Barclaycard gave up on the debt due to me relocating - if I do not admit my relocation to Lowell or acknowledge the debt - is there a good chance the same thing would happen as with Barclaycard? I may simply have to agree a payment plan however would like to know how best to handle the situation as there are various other similar UK debts I have which are also likely to surface at some point in the near future. Any suggestions would be infinitely appreciated.
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