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  1. Hi all I am asking for a bit of advice. I am currently on a Debt Management Plan (DMP). My credit rating is, non-existent. I needed a car to get to and from work. I went to Carcraft to get a car on finance. The staff at Carcraft appeared to be friendly but put obstacles in the way of every car I wanted. Excuses like, the finance company will not give you finance on that car because of its reliability. The finance will only allow you to have that car over 3 years, etc etc. In the end I was ‘directed’ to a VW MK5 golf estate. This was not my fir
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