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Found 5 results

  1. Hi Guys, I have been sent some money via BACS payment. Was sent on Wednesday(apparently) It's now Friday. Shouldn't I have received it as it's the 3rd day, or is it 3 days Monday?
  2. At midnight tonight I have a bond maturing at Natwest. I want to close down the account and Natwest have offered three ways of doing that. 1. A CHAPS transfer to my regular high street bank. 2. They order me a bank card and I take out a bit each day. 3. I request the full amount in cash. As I'm leaving the country for 6 months on Sunday the last two options won't work. Therefore I'm told I have to use the CHAPS method, but the fee is £23. Surely there's a way of doing this without a fee, from what I can gather CHAPS is a premium same day service. I would imagine the bank could do a BANK GIRO CREDIT or a BACS payment. The bank says they will only do a CHAPS but I don't believe this and I don't see why I should have to pay for it especially when my money has made so little interest in the first place. I'd really appreciate help on this matter. £23 might seem like nothing but it's a lot to me.
  3. Hi. Has anyone had any experience of reclaiming ppi through Firstplus. I have recieved the acceptance forms and posted them back with the reassurance they will pay within 28 days by cheques. Is this the case or am I in for the long haul.x
  4. Hey I was due to receive my wages today to my new bank account but my efficient and organised employer has went and and paid it into my old account that has now been closed. My employer will not pay as anything until the money has been received back. Anyways, does anyone know how long BACS payment takes to bounce back? My old and new account is with NatWest and my employer also uses them, so hoping this will speed things up. Obviously, Easter time now so can't do nowt until Tuesday. Employer said NatWest will have a suspense account where it gets held but NatWest said it will bounce back straight off. Thanks.
  5. More a theoretical question: Employer X pays employee on a [[Friday 16th August]] using BACS My understanding is that for the payment to clear on the Friday, Employer X would have had to "send" the payment on [[Wednesday 15th August]]. If Employer X needs to cancel/re-call the payment sent on the Wednesday, can it be done on the Thursday before the money hits the employee bank account on the Friday?? If yes: Would there be a cut off time on the Thursday for Employer X to arrange this? If no: Can an employer reverse the BACS payment once the money is in the employees account, without prior consent of the employee ? If the employee goes along to his bank on Friday AM and withdraws the £2k wages before the payment is reversed (if that can even be done), can the payment still be reversed, if the account is not capable of being "overdrawn"? (Although highly "theoretical", urgent responses required!!)
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