I am extremely grateful to this site for making me face up to my debt crisis and taking the first step in opening up a stack of 'debt style' letters that have been delivered to my address for just over a year now. I am particurlally grateful to the forum members, Renegadeinmp and Wintry for the support with the two previous threads I have started.
I would like to pay off my debts which are PDL's, utility bills, credit and shopping cards. I have defaulted on all of them and some are a year on this status. I still cannot make payments to the debtors because I don't have enough to live on, b