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  1. Went bankrupt in 2005 and also had BRU which expired in 2012. Noddle & Experian reports are both clear. On my Equifax report everything is clear apart from a Financial Association (my wife is the association) on a mortgage account which was closed in 2004. Can this be removed due to the account being closed 9 years ago, and if removed will it have a positive impact on my credit rating? as wife currently has a few financial problems? Thanks in advance for any help.
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