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Found 12 results

  1. Hi wondering what is the best route to take here? Around 2008/9 I took out a vanquis credit card online which I had being paying every month with no problem they kept putting my limit up every couple of month till eventually it was - if I can recall £2000 limit. everything was fine until there was a big change in my circumstances and then I couldn't afford the payments . I was very unwell with the change and couldn't cope with any kind of responsibilities at that time. s o kinda stuck my head in the sand. at that point think I owed £1485 roughly to the c
  2. Please I need advice on how to handle this Restons and his allied Arrow global chasing me for SB Natwest credit card. The claim was for credit card, according to the claimant it was assigned to arrow global, last payment to the account was in July 2007, since then I have no contact with the original creditor except 4 months bill sent after the last payment in 2007 and letters from DCA in 2008. I was not aware that the account was assigned and I can’t recollect receiving any Notice of Default. I have checked my credit file with Noddle and nothing showing
  3. Hello All; I have spent quite a few hours reading around in the hope of finding all I need but I would like some clarity if possible. It seems as though my case is far simpler than others. I am on my own now after many years married and am trying to manage thing responsibly as I always would have liked to do (if you catch my drift!). I have, over the last 3 years, paid off many debts slowly and am down to the last two. I have just increased my standing order to Frederickson to £35/month to pay off the final £350 of a £1500 debt to Capital One as quickly as possible and that will now be settled
  4. Hi Folks Arrow Global has purchased my credit card debt 1050 pounds, they are using Wilkin Chapman solicitors as their collectors. I wrote asking for a signed copy of my credit agreement with MBNA the original owner of the debt, which they have sent me 9 months later. Now i have other debts and they are being managed in arrangements with no issues. Wilkin Chapman have sent me a personal financial statement,. that wants to know more about what I own who i work for my national insurance number how much is left on my mortgage do i own a microwave, but nothing about my outstanding debts a
  5. Hey everybody, Love this this site, helped me loads with getting a claim from Arrow Global struck out. Here is an outline of what happened: -Debt was from natwest credit card from 2007 -Claim was put through Northampton County Court by Brian Carter (surprise surprise) -When I requested the documents, they said they were handing the case to the claimant Arrow Global -I did everything as requested by the court, had allocation questionnaire that I handed in -Case was moved to my local court -A country court judge ordered that before any further proceedings, a court order was m
  6. Moving into a private rental and so did a credit search on myself this weekend before letting agents did - there is a random CCJ on there placed in 2008 (so due to come off Sept 2014) - contacted Northampton to get some information on this as I am not aware of the debt or where it has come from at all (I was a student in Preston and it is registered to my 1st student house, which I left in 2000... even though I am on the electoral roll 2000-2003 - never did that!- as well as on electoral roll 1999-2005 at parents house. Anyway, Court advised that needed to speak to Bryan Carter - they ad
  7. Dear fellows, As advised I am starting a new thread on the flight that I am about to embark on; the battle to set aside three CCJs appearing on my credit file. Moreover I can see that Nationwide has defaulted my dormant bank account in 2008 completely made up of charges. I will start a separate thread on this in appropriate sub forum. Background: http://www.consumeractiongroup.co.uk/forum/showthread.php?370066-Arrow-Global-Notice-of-Service-by-the-Bailiff-***Suspended*** As discussed in the thread, I made N244 application to set aside one of the three CCJs. Why only one an
  8. Well I had a call from someone in work (don't know how they got that number) from someone asking about a debt which is years old. Now I believed it was statue barred and asked them to send me proof that I owed this debt as I know nothing about it. They agreed to send me all the paperwork and they sent me a copy of a signed agreement from 2004 and then payments made from harrington brooks. Now I do remember being with Harrington brooks but this was back years ago and everything has been paid off in full. They said the debt was paid up until 2010 but I still owed £2000, baring in mind the origin
  9. Hello everyone, Hoping you can help me out here, came across these forums after doing some web research based on a letter the follwoing letter I received from Mackenzie Hall- MH Ref: xxxxxxxxx Client: Arrow Global limited Sub Clinet: Fairmile Partnership 1 LLP Principal Sum: £xxxx.xx ATTENTION - REQUIRES IMMEDIATE ACTION Our client Arrow global has instructed us to commence with pre-litigation doorstep visits against you for the outstanding balance. To avoid this action a monthly repayment plan must be in place within 7 days. You cans et up a direct debit arrangement by t
  10. In 2007 I took out an orange contract, but only had it for 11 days after my company offered me a company mobile phone. So I cancelled the contract within 14 days and sent back the phone in an envelope ORANGE supplied me to send them phone back in... After that I heard nothing from orange. Last year - October 2011 - I received a letter from a company called Frederickson International who were acting on behalf of Arrow Global at my new address that advised I owed a communications bill to the value of £220 - I wrote back to them and advised them I knew nothing about it and co
  11. Dear members, I have been living abroad for the last 5 years now. I own a house in the UK which has been rented out through agency for almost 7 years. I recently have learnt that a few DCAs have acquired CCJ against me at this mortgaged property address which had never been my home. Some have gone to the extents of securing a charge at the property. Almost in all cases, the DCAs have played the same old game of filing for a judgement just before the debt was about to become statute barred. The credit files (Experian, Equifax, Call Credit) do not show any longer, the debts fo
  12. Hi all, Newb here. I'm in the same position as a lot of other posters, having received a claim form from Bryan Carter/Arrow Global through Northampton CCBC on Friday. Having read through some of the threads on on here, I've sent off the acknowledgment of service to the court and sent a CPR31.14 request to BC from the template I found on here. The sum is £299 +£15 court fee + £50 solicitors costs, with no interest claimed. What happens next? p.s. I signed the CPR31.14 request, I hope I didn't make a boo boo there.
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