Jump to content

Search the Community

Showing results for tags 'approach'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums


  • News from the National Consumer Service
  • News from the Web


  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition


  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...

Date Created

  • Start


Last Updated

  • Start


Filter by number of...


  • Start



About Me


Found 14 results

  1. My partners car was stationary in a car park on 06/01/2017. There is a fee payable of 50p for 1 hours parking. The driver of the car went to the machine, realised they didn't have change for it, and returned to the car. The car left. The Reg keeper wasn't driving. When they got back to the car, a plastic envelope with a piece of printed cardboard was inside with the name MyParkingCharge.co.uk on. It has a serial number on it and a date only, hand written. It has no offence date, time, day, location, penalty details, appeal details or registration number of the car. As far
  2. Hi People Every month without fail we receive the usual letter from TVL, you know the one that always starts " ... no record of a TV Licence ... ", now usually when we receive this letter it is addressed to "The Legal Occupier", well this months letter was different. This month the letter was actually addressed to my wife by name. It seems that this is a new approach, maybe they got fed up with all the returned letters! I am interested as to why it was addressed to my wife, as the it was addressed to "Ms ..." not "Mrs ..." which is the title she uses It doesn't really bother
  3. I managed to avoid getting a ticket {I think} at the above address but many haven't been so fortunate. There have been a few CAGers caught a while ago but no recent ones. Station Approach is a private road leading to Hayes and Harlington station. The owners of the road have appointed those well known crooks PCM to manage the area. Here is the start of the road-
  4. We had a second charge against our home of aapx. £24k about 10 years ago. we have been paying £30 per month since then. So the current balance will be around £20k. My family want to help me remove this charge. Can someone please give me any advice on how to best approach this. A sample letter to write to the debtor maybe asking for a discount to settle and release the charge. Thank you. GH
  5. Background 4 years service continuous, rocky employment. Currently working my notice period due to evident constructive dismissal. Despite a grievance being submitted with my resignation no investigation has been commenced and a meeting was held where i was offered a PILON payment to leave that day. How do I approach a settlement agreement proposal with the employer it's an evident breakdown and It will save a lengthy tribunal process
  6. I posted a while ago that I had written to Paragon about PPI I had taken out in 1989 with my National Home Loans mortgage, to be fobbed off and told I should take it up with the financial broker. "We realise this may be a disappointment to you". The financial adviser happened to be a friend of a friend at the time, and I've found him on Facebook. He seems to be doing very well ("one of the UK’s best-known bankers" ) so I wouldn't feel bad if the PPI was to come out of his pocket, although I doubt that would be the case? Would any of you kind and knowledgeable folk have any advice a
  7. My son (age 19) is detained under S3 of the Mental Health Act in a hospital in Nottingham. He has been there since November 2015; visiting is a nightmare, as it is a good 200miles there and 200 miles back - taking me anything from 3 and a half to five hours, each way. It seems no sooner I arrive to see my son, it's time to start the journey home again - having only about 45 mins to an hour for visiting. Anyway, my son has his COA meeting on 12 October and I believe that his Consultant Psychiatrist, will be recommending my son be transferred to 'locked rehab' facilities, closer to
  8. I’ve been on the Work Programme for approximately 10 months now. When I first started and up until recently, the attitude of the staff at my Job Centre when signing on, seemed to be that once on the WP, you were no longer their problem. There was no probing into how your job search was progressing etc., it was literally a case of in, sign, and then out again. More recently I have noticed a marked change in their approach and they seem to be grilling WP participants a little more. Now, I can’t be sure if this is just me, or a more overarching change, so would be interested to hear
  9. Hi, I bought a lamb leg of ASDA a few months ago and after my wife cooked it I went to carve it and found out the meat was bad the product was in date so I took it to the adsa I purchased it from they said they will send it to asda house for investigation and I will get feedback I filled out my personal details in the logging book after 5 weeks I didn't hear anything so I called asda house and found out it was not sent in for investigation. this concerned me as it looks like they hiding something my kids could of eaten this they told me to contact asda store where I took it too I did that bu
  10. Hi, I'd appreciate advice from others who have had similar experiences with Vodafone, and am also hoping Lee the Vodafone Rep may be able to intervene and/or offer advice. I opened a Vodafone account in June 2011. My calls and text usage was always well below the plan I was paying for. In August 2012 I received a sales call out of the blue offering me a new phone. I was under the impression I was agreeing to an upgrade, and agreed to increase my DD by £10 per month for a Smart phone to replace my Blackberry. They sent me the new phone and it transpired I had been sold a whol
  11. had two loans that I paid for 3 and 4 years respectively and like so many more discovered a big chunk of my payments had been going on PPI , one had been miss-sold because I was self employed and could never have claimed under the terms of the policy and the other I had refused but they added on anyhow. Calculated what my position would have been had all my payments been coming off the capital and concluded that one was definitely cleared and the other had possibly a few hundred outstanding. contacted the companies and got into wrangles with them that went
  12. Hello, I realized that I have been in a very vicious payday hell cycle for a while now, and realising to my shock that I owe them all in total of nearly 6k left me quite disgusted.. Anyway, I decided to get out of this cycle and get back on track so I cancelled all my CPA and started contacting them all saying I owe too much etc. and that I would come back with a repayment plan offer. Some of them, put my loan on hold a freezed intrests. Other urged me to come back with a payment plan asap and some just ignored my emails (this was sent before the day was due) Anyway, I have
  13. Just over 1 week ago I bought a Samsung TV from Comet. I also said we were interested in a soundbar for a better sound system as we didnt want wires to speakers all over the room. The salesman told us the better option would be to buy the Bose Companion 3 system, which has 2 small speakers that stand at the side of the TV. (there was one on display actually connected to the TV) So, we spent a total of over £1800. At the till, just before paying the assistant tried to give us the hard sell about an extra 4 year warranty for about £400 but we declined. We messed around setting everyt
  14. Two questions. 1. If I am half of a joint account and I enter into legal proceedings (in this instance challenging the level of charges - not the bank's right to raise charges) and lose, then if I'm not worth a 'carrot' (name not on any deeds and no earnings to attach) can 'they' go after the other named person on the account, for costs? 2. When claiming back cr.card charges I always quote "It was held in earlier actions (and I can provide examples if required) that a contractual party can only recover damages for an actual loss or liquidated losses. It is clear that your charges do not re
  • Create New...