Hi Has anybody heard of Alev Uk secured credit ltd. Can’t find a great deal about them. It’s regarding a shortfall on the mortgage after a repossession. Never had a mortgage with them, I’m presume they have bought an old debt. We have never had contact with the lender since repossession 10 years ago! Any help would be appreciated.

Hi Back in august 2008 i had my home repossessed, I owed around £114k and the house was valued at £120k at the time. I had the mortgage(interest only) with db mortgages. I tried to pay off the outstanding arrears of £11k in order for them to overturn the repression the day after eviction but was turned down. I moved back in with my parents and enroled on the electoral register and continued to work for the same employer to today. I left them my new address which i am still at. I then heard nothing until about 2014 i received a cheque for about £180 off them for some financial compensation but i am a bit vague about this. There was no other contact at all i did not know what the house had sold for or if there was any shortfall. In march 2017 i received a letter from Alev credit asking me to contact them about a £48k short fall. This was the first time i had herd of Alev i had no idea they had taken over the debt. They just asked politely would i contact them to arrange repayment. I ignored them and herd nothing until may this year a company called shoe smiths acting for Alev. The letter was again asking me to fill in a means form and come to an arrangement to settle the debt. I again ignored but yesterday another letter came from shoo smiths saying the same (no threat of court action). The other strange thing is that when i have searched for the house sale i only find that i bought it in 1998 and the next time it was sold was in 2014 for £122k! What is best to do keep ignoring them(i have never spoken to any one since 2008 so have not acknowledged the debt)? Have they got a case or are they shaking the tree to see what fall out?