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Found 9 results

  1. Issue Date: 21/02/2017 Claimant: PRA Group Solicitor: Surjit Gida (Legal Rep) Original Creditor: MBNA Particulars of Claim: 1.On 11/06/02 the defendant entered into an agreement with NBNA for a credit card under reference: xxxxxxxxxxxxxxxx. 2.On 31/05/10 the defendant defaulted on the agreement with an outstanding balance of 6895.76. 3.On 29/02/2012 the debt of 6895.76 assigned the debt to PRA Group (UK) on 31/12/2014. Notices of assignment were sent to to the defendant in accordance with S136 Law of Property Act 1925. 4.Payments of 54.00 receiv
  2. Long story - short. ... got myself into a financial pickle with various credit cards etc. Due to dwindling income over the last 12 months I have now crashed. I have received default notices on my CC's as I have not made any payments to them over the last 3/4 months. I was just about to contact them [along with some of my other creditors] to advise them of this change in finances etc; with a payment proposal of £1 and statement of Inc and Exp., as now no income. Additionally I was considering the querying the validity of the contracts with the CC companies as oth
  3. Hi I am trying to help a friend with a court action brought about by Aktiv Kapital for an MBNA Credit Card account for c£12k for which no payment has been made for three years. An initial claim form was received in January to which a defence was submitted on the 9 February 2014, a CPR 31.14 request was also submitted (Copies attached). To date no reply to the CPR request has been received and a notification of allocation to the Fast Track has now been received. I am unsure as to the best way to complete this and would be grateful to receive any guidance that can
  4. Hi All, This is my first post. I received this letter this morning. I have no idea what the hell it's about. They haven't said anything about what it is? It seems very ambiguous. The first two letters from them were trying to ascertain whether I lived at that address or not. Do I need to send them a letter asking for further details of this supposed debt? I would appreciate a nod in the right direction. Regards,
  5. Hello I have a debt with Lloyds TSB which has a balance of circa £23k. Believe it or not, this debt started its life as a £26k loan nearly 10yrs ago and LLoyds refused to freeze interest when I began a DMP with Payplan. Sorry, that's by the bye! I received a ketter today from Aktiv Kapital introducing themselves and with it was a copy of the "NOA" from Lloyds passing on the debt. It looksfor all the world like they've just cut and pasted text onto a rubbish photocopy of an old letterhead from Lloyds. As I haven't received any correspondence from Lloyds themselves am
  6. Am sure this is covered somewhere but when it affects you that fear sets in...and I need your help - Had a default on card account from almost 6 years ago. I was ill at time, went through hell and have never recovered. The default is recorded as Nov 2006 but there is a ''updated record'' in 2010 showing on my credit report. I have seen letter over the years, but not been able to pay anyway and have ignored. Will the six years be up this year or from the ''updated date''The letter threatens me with solicitors, court action, visits, bailiffs......can they do this? I am scared to leave my home
  7. I've been on before under a different username (can't recall the password!). Summary of previous history is that I was sent claims for 4 debts from Thames Credit, which were from more than 6 years previous. I sent the Statute Barred letters from the library for each of them by recorded delivery, and had letters back asking that I get in touch by telephone with them to discuss why I thought that they were Statute Barred - which I ignored. In the last few months, I've started getting letters from Aktiv Kapital (who owned the now defunct Thames Credit), chasing the smallest of the loa
  8. Hi all, If I could give you a quick background to where I am currently at... I recently received a claim form from Northampton CCBC – with Aktiv Kapital as the claimant (through their solicitors). They are claiming £3389.75 plus £85 court fee, and £80 solicitor’s fee, making a total claim of £3554.75. The ‘particulars of the claim’ state that I was indebted to Egg for credit advanced, and that the debt was “assigned to the claimant. Notice of assignment was given to the defendant.” It then breaks down the claimants claim: “1. The sum of 3,129.77 2. Statutory interest p
  9. The Situation Clarity writing letters claiming I owe them money. I sent them a prove it letter. They are asking me now for my personal details even though they have pursued me for this debt on behalf of their client .. Aktiv Captial. I am reluctant to give out my details cos surely they will already have them if they are writing me letters saying I owe them? After going through my credit report I see the debt is a Debenhams account I settled in 2005 account numbers match - Just 15 days before it was settled - Aktiv Kapital opened their claim on the
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