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Found 15 results

  1. At last, CFO Lending (Capital Finance One) have had their comeuppance This is fantastic news and I am so happy that possibly the worst of all the lenders have been put to rights FCA Article here: https://www.fca.org.uk/news/press-releases/payday-firm-cfo-lending-pay-34-million-redress
  2. Hi all There seems to be a glitch in the other sub forum i wanted to post in so posting in here I was wondering if anyone has had any success with asking the creditor who issued the CCJ that if i agree to pay will they agree to the set aside. Just a bit of background: (short and sweet) was issued this back in Nov 14, i never received the original claim but received the default CCJ. After some research i understand this cant be a reason to have the CCJ set aside by going down the normal route. I'm still very new as to what to do to be honest many thanks for taking the
  3. Morning All, Hope you can help. Rossendales due today! Debt council tax relates to 2014/15, I was signed off by G.P for stress and anxiety after suffering post traumatic stress following a dreadful experience. I have all doctors sickness notes. The debt is due and I accept full responsibility for not acting correctly, I was not dealing with anything to be honest. Was on ESA now on JSA. O.k Sums outstanding to council £232.00, Rossendales added £75.00 compliance stage fee total due £307.00. I phoned Rossendales ofice explained my position, office refused to speak to me as now wit
  4. Lib Dem leader Nick Clegg has defended his opposition to the so-called snoopers' charter, insisting "blanket" data retention is "not very British". Nick Clegg branded a 'w****r' by Home Office. Mr Clegg was ridiculed by the Home Office after demanding an apology for Mrs May's claims the Lib Dems behaved 'outrageously irresponsible' for blocking new data laws. http://no1forum.co.uk/showthread.php?489-Lib-Dems-Support-Isis-Terrorism-and-the-Islamist-Murders&p=859#post859
  5. I am part way through a claim for Psychological damage in the workplace, which is being funded via a CFA. I have seen one expert witness, whose report was very favourable to me, with regard to the cause of my mental health. The defendants have now requested that I see an expert witness appointed by themselves, which is due to take place shortly, and I am happy to do so. The mental health team, who have been working with me for the last 3 years, are confident that the 2nd expert witness will not find an alternative reason for my illness, either via my medical notes or discussion with myself.
  6. Hi i have recently cheked my credit file and seen a ccj on there the guys i owe the debt to are arrow global. After getting in contact wth them and telling them that at the time of your letters being sent regarding this matter i had fell out with family and was not living there. They have agreed to set the judgment aside . They said they will send a consent form to me and i need to sign and return it to them and they will send it to the courts. Does this mean it will completly remove from my credit file. Thanks
  7. I obtained a charging order in the high court on a debtor's rental property (ie not his home). The mortgage company have first charge. The property may be in negative equity, but house prices are currently increasing. 1 - Is either creditor obliged (or likely) to inform the other how much they are owed? This would obviously help in deciding whether to force a sale. 2 - Can either creditor force a sale against the wishes of the other? 3 - Can either creditor stop a sale by the debtor? 4 - Until the debt is repaid I understand the charging order will stand indefinitely
  8. Hopefully good news for Gym members at LA Fitness and Dave Whelan Sports (DWS) and those with other gyms whose Admin is handled by Harlands :- These gyms have agreed to make cancellations easier for folks when their circumstances change. See The OFT report here - http://www.oft.gov.uk/news-and-updates/press/2013/62-13 Extract from The OFT press release on 10th September :- The undertakings to the OFT from LA Fitness, DWS and Harlands Group include: * Extended rights for members to cancel their contracts early should their circumstances change in a way that makes attendance
  9. The Association of British Insurers and the Government today struck a new deal to develop a not-for-profit scheme called Food Re to make sure flood insurance remains widely available and affordable. The new agreement will put a cap on flood insurance premiums and link them to council bands. Flood re will charge member firms an annual £180 million, representing a levy of £10.50 on annual household premiums. The aim is that Flood Re will be up and running by summer 2015 and last at least 20 years. Until then, ABI members will voluntarily continue to meet their flood cover commi
  10. HSBC is to allow customers to use the Post Office counter network for basic transactions following criticism by the government. Most UK banks, except for HSBC and Santander, allow customers to make withdrawals and deposits at post offices. A previous consumer minister last year accused the duo of "holding out" against offering the service. HSBC said that it was changing its policy owing to customer demand. A year ago it had claimed that fewer than three in 10 of its customers actually wanted such access. http://www.bbc.co.uk/news/business-19623327
  11. I have been chasing London Mortgage Co / Acenden for mis-sold PPI for about 4 year I was given same old reasons ie not regulated in 2003. Eventually I passed this to FOS. I have this morning received a letter from FOS informing me that underwriters have now agreed to accept responsibility for mis- selling. FOS will now look at cases again in order they were recieved.
  12. Watchdog got wonga to agree to pay customers that have had money taken out of there bank without them knowing interest at there rate.http://www.bbc.co.uk/programmes/p00yhpzg
  13. http://www.foodmanufacture.co.uk/Ingredients/Farmers-praise-Arla-s-milk-pricing-plan
  14. Hi all, I please need some advice re a PPI complaint questionnaire I am currently filling in. It's been calculated by my credit company that I have potentially been mis-sold nearly 4k of PPI over the years and I would like to claim it back. I unfortunately don't know the full details of how I took out the credit card. I have got a copy of the credit agreement I signed from Barclaycard and on the form, neither the "I agree" or "I decline" box in the PPI section has been ticked by myself, but there appears to be a small computer-printed "X" about 1 inch below the "I ag
  15. We know they will recover these costs elsewhere,but they are in no doubt that the OFT was serious about taking action against those who continued to levy these fees,which were viewed as a penalty. The European ruling for enforcement is still some time away (2014) but todays announcement involves some of the big carriers. http://www.oft.gov.uk/news-and-updates/press/2012/58-12
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